Somerset County and Bedminster Township property record for 427 Cardinal Ln, Bedminster, NJ 07921
| Property Type | Single Family Home |
|---|---|
| Details | 1,293 sqft · built 1988 |
| Lot Size | 0.088 acres (3,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,000 (Jun 2017) |
| Tax Bill | $5,520 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00059-04-00427 |
| Primary APN | 01-00059-04-00427 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,293 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 3,812 sqft (0.088 acres) |
| Old Parcel Number | 010005904004270000CONDO |
|---|---|
| Street Address | 427 CARDINAL LN |
| City | BEDMINSTER |
| State | NJ |
| Zip | 07921-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ADDITIONAL LOTS: LONG MEADOW MODEL E |
| Legal Subdivision | LONG MDW FINAL SUB SEC ONE |
| Legal Block | 59.4 |
| Legal Lot Number | 427 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BEDMINSTER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 52905 |
427 Cardinal Ln is owned by two individuals who bought it in June 2017.
Source: Somerset County and Bedminster Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 STEEPLE CHASE CT, BEDMINSTER, NJ 07921-1638 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jun 23, 2017 | Deed, Transfer · Conventional Mortgage PEAPACK GLADSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2017 · Amount on File |
| Deed Sale | Jun 23, 2017 · Amount on File |
| Prior Sale | Nov 2, 2006 |
| Deed Document Number | 201724730 |
| Deed Book / Page | 6968 / 3592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 427 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000063464 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 7395/2645 |
| Instrument | 2021063464 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 23, 2017 |
| Property Address | 427 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000024730 |
| Book / Page | 6968 / 3592 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 2017024730 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,811.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21930 SUNRISE BLVD, 21930, NOVI, MI 48375-5167 |
| Name | Verified Name |
|---|---|
| Address | 427 CARDINAL LN, BEDMINSTER, NJ 07921-1913 |
| Document Number | 0000024731 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 2017024731 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 427 Cardinal Ln was $5,520, up 2.6% from the year before.
Source: Somerset County and Bedminster Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bedminster Township |
| Unified School District | Bedminster Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,600 (+6.78%) Land $240,300 Building $249,300 | $489,600 (+6.78%) Land $240,300 Building $249,300 | |
| 2025 | $5,520.00 (+2.64%) | $458,500 Land $224,600 Building $233,900 | $458,500 Land $224,600 Building $233,900 |
| 2024 | $5,378.00 | ||
| 2023 | $397,200 Land $194,300 Building $202,900 | $397,200 Land $194,300 Building $202,900 | |
| 2022 | $5,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Cardinal Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Cardinal Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures