Polk County property record for 435 Bobcat Trl, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,128 sqft · built 1999 |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $273,000 (Aug 2019) |
| Tax Bill | $2,079 (2026) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P33-57 |
| Primary APN | P33-57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,128 sqft Finished Area |
| Basement Area | 1,120 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,364 sqft (4.99 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 57318 |
|---|---|
| Street Address | 435 BOBCAT TRL |
| City | SALUDA |
| State | NC |
| Zip | 28773-9878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT #31, FOREST @ RIXHAVEN, 0R10 THE FOREST @ RIXHAVEN |
| Legal Subdivision | THE FOREST RIXHAVEN |
| Legal Lot Number | 31 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920201 |
435 Bobcat Trl is owned and occupied by an individual who bought it in August 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 BOBCAT TRL, SALUDA, NC 28773-9878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Book / Page | 442 / 1760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 435 BOBCAT TRL, SALUDA, NC 28773-9878 |
| Document Number | 00442/1760 |
| Book / Page | 442 / 1760 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2012 COUNTRY LIVING LN, MOREHEAD CITY, NC 28557-0059 |
The 2026 property tax bill for 435 Bobcat Trl was $2,079, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,079.00 (+1.32%) | $352,308 (-) Land $48,940 Building $303,368 | $352,308 (-) Land $48,940 Building $303,368 |
| 2025 | $2,052.00 | $352,308 Land $48,940 Building $303,368 | $352,308 Land $48,940 Building $303,368 |
| 2023 | $1,814.00 | $261,271 Land $48,940 Building $212,331 | |
| 2021 | $261,271 Land $48,940 Building $212,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Bobcat Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Bobcat Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Windstream DSL | 25 / 3 |
May also be available: AT&T.
4G LTE only, no 5G reported
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