424 Bobcat Trl, Saluda, NC 28773 Property Records

Polk County property record for 424 Bobcat Trl, Saluda, NC 28773

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,008 sqft · built 1991
Lot Size	3.65 acres (158,994 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (May 2006)
Tax Bill	$1,706 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P33-54`

Property Details

APN / Parcel Number

Primary APN	`P33-54`
Alternative APN	`34434`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	1,008 sqft Finished Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	158,994 sqft (3.65 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34434
Street Address	424 BOBCAT TRL
City	SALUDA
State	NC
Zip	28773-9878
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT #28, SECTION I, 0R10 THE FOREST @ RIXHAVEN
Legal Subdivision	THE FOREST RIXHAVEN
Legal Lot Number	28
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2028
Census Tract	920201

Owner

424 Bobcat Trl is owned by an individual who bought it in May 2006.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	135 IONSBOROUGH ST, MOUNT PLEASANT, SC 29464-6691
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2006 · Amount on File
Deed Sale	May 9, 2006 · Amount on File
Prior Sale	Nov 15, 2000 · Amount on File
Deed Book / Page	341 / 556
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	424 BOBCAT TRL, SALUDA, NC 28773-9878
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000000826
Date	May 10, 2018
Book Page	0000000433/0000000826

Lender

Name	SOUTH STATE BK

Agreement

Type	ARM
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Jun 1, 2025
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 424 Bobcat Trl was $1,706, up 1.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,706.00 (+1.31%)	$289,114 (-) Land $40,900 Building $248,214	$289,114 (-) Land $40,900 Building $248,214
2025	$1,684.00	$289,114 Land $40,900 Building $248,214	$289,114 Land $40,900 Building $248,214
2023	$1,336.00	$192,549 Land $40,900 Building $151,649
2021			$192,549 Land $40,900 Building $151,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Bobcat Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Bobcat Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3