Madison County property record for 435 Angel Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2026) |
| Tax Bill | $254 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0047-0000-0045-C |
| Primary APN | 0047-0000-0045-C |
|---|---|
| Alternative APNs |
|
| Lot Area | 103,673 sqft (2.38 acres) |
|---|
| Account Number | 64620 |
|---|---|
| Street Address | 435 ANGEL RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (2.38 ACRES) |
| Legal Subdivision | 441 ANGEL ROAD |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11401 |
Source: Madison County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 SCOTT CT, GERMANTOWN, OH 45327-1622 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed, Transfer BLUEGRASS LAND TITLE |
| Jul 15, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jun 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage JACKSON COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Deed Document Number | 202614379087 |
| Deed Book / Page | 888 / 718 |
| Prior Transfer Date | Aug 24, 2009 |
| Prior Transfer Doc | 00D648/753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 29, 2026 |
| Property Address | 435 ANGEL RD, BEREA, KY 40403-9541 |
| Document Number | 0014379087 |
| Book / Page | 888 / 718 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202614379087 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $26,765.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 26 SCOTT CT, GERMANTOWN, OH 45327-1622 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 435 ANGEL RD, BEREA, KY 40403-9541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19429 HIGHWAY 2004, MC KEE, KY 40447-8113 |
| Document Number | 0M2175/545 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | M2175/545 |
| Instrument | 2014101690 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 12, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 435 ANGEL RD, BEREA, KY 40403-9541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01868/421 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | M01868/421 |
| Instrument | 2013993952 |
| Name | JACKSON COUNTY BANK |
|---|---|
| Type | Bank |
| Address | MC KEE, KY 40447 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 7, 2026 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254.00 (+25.12%) | $27,000 (+28.57%) | $27,000 (+28.57%) |
| 2023 | $203.00 | $21,000 | $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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