Madison County property record for 421 Angel Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,500 (Mar 2024) |
| Tax Bill | $768 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0047-0000-0045-A |
| Primary APN | 0047-0000-0045-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Account Number | 54992 |
|---|---|
| Street Address | 421 ANGEL RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.01 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11401 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC |
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 22, 2024 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Feb 21, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Deed Document Number | 2014195703 |
| Deed Book / Page | D850 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 12, 2026 |
| Property Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Document Number | 0014368100 |
| Book / Page | 2492 / 290 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202614368100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Document Number | 0014368100, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 2492/290 |
| Instrument | 202614368100 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Document Number | 0M2417/447 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | M2417/447 |
| Instrument | 2014292719 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 22, 2024 |
| Property Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Document Number | 00D850/194 |
| Book / Page | D850 / 194 |
| Map Reference | MB 6 PG 142 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2014195703 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 S GUM ST, PAGELAND, SC 29728-2304 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Document Number | 2014195706 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2014195706 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 421 ANGEL RD, BEREA, KY 40403-9541 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01848/065 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | M01848/065 |
| Instrument | 2013988629 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $768.00 (-23.58%) Additional exemption filed | $81,500 (-45.67%) | $81,500 (-45.67%) |
| 2023 | $1,005.00 Homeowner's exemption | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures