435 6th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 435 6th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1930
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individuals on Record
Last Sale	$82,472 (Aug 2020)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`051-445-119-00`

Property Details

APN / Parcel Number

Primary APN	`051-445-119-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Basement Area	944 sqft
Unfinished Basement	818 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	435 6TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 9 & 10 BLK 62 1/2 PORTAGE ADD. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	62
Legal Lot Number	9-10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1021
Census Tract	40400

Owner

Source: St. Joseph County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	435 6TH AVE, THREE RIVERS, MI 49093-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CU
Dec 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	20204323
Prior Transfer Date	Mar 24, 2013
Prior Transfer Doc	1697/0101
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 10, 2020
Property Address	435 6TH AVE, THREE RIVERS, MI 49093-1118
Document Number	2020004323
Map Reference	LB 2 PG 22
Instrument Date	Aug 6, 2020
Instrument	2020004323
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19391 LAKESHORE DR, 19391, THREE RIVERS, MI 49093-8011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11251 PIONEER RD, MARCELLUS, MI 49067-9465

Mortgage

Date	Aug 10, 2020

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 27, 2017
Property Address	435 6TH AVE, THREE RIVERS, MI 49093-1118
Document Number	1898/0298
Book / Page	1898 / 0298
Map Reference	LB2 PG22
Instrument Date	Dec 21, 2017
Instrument	1898-0298
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$103.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12137 M 216, 12137, MARCELLUS, MI 49067-9326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58804 RIVER HEIGHTS DR, THREE RIVERS, MI 49093-9328

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,700 (+49.7%)	$99,400 (+49.7%)
2025	$1,024.00 (-25.31%) Homeowner's exemption
2023		$33,200 Land $5,000 Building $28,200	$66,400 Land $10,000 Building $56,400
2022	$1,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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