432 6th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 432 6th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,216 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Nov 2021)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-499-019-00`

Property Details

APN / Parcel Number

Primary APN	`051-499-019-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	752 sqft
Basement Area	716 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	132 ft deep x 94 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 6TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEG AT A PT ON N BND LN OF 6TH AV 100 FT E OF SE COR OF LOT 14 BROOK LYN HEIGHTS ADD TH RN N PRL TO E LN OF SD ADD 132 FT TH
Legal Subdivision	BROOK LYN ADD
Legal Lot Number	14
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1017
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 6TH AVE, THREE RIVERS, MI 49093-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Jun 15, 2021	Deed, Transfer NOT AVAILABLE, SOLIDIFI
Nov 27, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202112009
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 29, 2021
Property Address	432 6TH AVE, THREE RIVERS, MI 49093-1119
Document Number	2021012009
Instrument Date	Nov 29, 2021
Instrument	2021012009
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11928 N RIVER RD, 11928, CONSTANTINE, MI 49042-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 11TH AVE, THREE RIVERS, MI 49093-1042

Mortgage

Date	Nov 29, 2021

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 15, 2021
Property Address	432 6TH AVE, THREE RIVERS, MI 49093-1119
Document Number	2021006288
Instrument Date	Jun 15, 2021
Instrument	2021006288
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NOT AVAILABLE, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11928 N RIVER RD, CONSTANTINE, MI 49042-9671

November 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 27, 2019
Property Address	432 6TH AVE, THREE RIVERS, MI 49093-1119
Document Number	1986/0334
Book / Page	1986 / 0334
Instrument Date	Nov 21, 2019
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 15TH ST NW, WASHINGTON, DC 20005-1707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,000 (+50.9%) Land $5,800 Building $53,200	$118,000 (+50.9%) Land $11,600 Building $106,400
2025	$1,757.00 (+13.35%) Homeowner's exemption
2023		$39,100 Land $3,500 Building $35,600	$78,200 Land $7,000 Building $71,200
2022	$1,550.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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