435 5th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 435 5th Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,472 sqft · built 1927
Lot Size0.202 acres (8,800 sqft)
Owner2 Company Names on Record
Last Sale$160,000 (Feb 2017)
Tax Bill$5,437 (2026)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011800 44.49-2-31

Property Details

APN / Parcel Number

Primary APN011800 44.49-2-31
Alternative APNs
  • 180004404900020310000000
  • 04404900020310000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,472 sqft Living Area
1st Floor Area800 sqft
2nd Floor Area672 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeDetached
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area388 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04404900020310000000
Street Address435 5TH AVE
CityWATERVLIET
StateNY
Zip12189-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number31.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group1
Census Block1001
Census Tract13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address435 5TH AVE, WATERVLIET, NY 12189-3814
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2017 · Amount on Record
Deed SaleFeb 22, 2017 · Amount on Record
Deed Document Number20174478
Prior Transfer DateJan 16, 2009
Prior Transfer Doc0010346883
Record UpdatedOct 29, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateFeb 22, 2017
Property Address435 5TH AVE, WATERVLIET, NY 12189-3814
Document Number0000004478
Instrument DateFeb 16, 2017
InstrumentR2017-04478
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address896 FARM TO MARKET RD, 896, TROY, NY 12180-9057

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 LAKE SHORE DR, WYNANTSKILL, NY 12198-2511

Mortgage

Document Number0000004479
DateFeb 22, 2017
InstrumentR2017-04479
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,437.00 (+2.8%)
2025$5,289.00$142,300 (-) Land $35,800 Building $106,500$241,925 (+18.16%) Land $60,864 Building $181,061
2023$142,300 Land $35,800 Building $106,500$204,748 Land $51,511 Building $153,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: T-Mobile.

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