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433 5th Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 433 5th Ave, Watervliet, NY 12189

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,528 sqft · built 1920
Lot Size0.093 acres (4,070 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (May 2022)
Tax Bill$4,066 (2026)
Deeds & MortgagesFeb 2023 Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN011800 44.49-2-30

Property Details

APN / Parcel Number

Primary APN011800 44.49-2-30
Alternative APNs
  • 180004404900020300000000
  • 04404900020300000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,528 sqft Total Area
1st Floor Area756 sqft
2nd Floor Area772 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,070 sqft (0.093 acres)
Lot Dimensions110 ft deep x 37 ft wide
PorchSlab
Porch Area64 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04404900020300000000
Street Address433 5TH AVE
CityWATERVLIET
StateNY
Zip12189-3814
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal Block2
Legal Lot Number30.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group1
Census Block1001
Census Tract13400

Owner

Source: Albany County and Watervliet City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1 RODGER DR, LATHAM, NY 12110-4930
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE NATIONAL BANK OF COXSACKIE
May 5, 2022Warranty Deed, Transfer
NOT AVAILABLE, SPA CITY TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2022 · Amount on Record
Deed SaleMay 5, 2022 · Amount on Record
Prior SaleJul 12, 2006 · Amount on Record
Deed Document Number202211481
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address433 5TH AVE, WATERVLIET, NY 12189-3814
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000210
DateFeb 13, 2023
InstrumentR2023-3210
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
AddressCOXSACKIE, NY 12051
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMay 5, 2022
Property Address433 5TH AVE, WATERVLIET, NY 12189-3814
Document Number0000001481
Instrument DateMay 2, 2022
InstrumentR2022-11481
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyNOT AVAILABLE, SPA CITY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 RODGER DR, LATHAM, NY 12110-4930

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,066.00
2025$106,400 (-) Land $28,500 Building $77,900$180,891 (+18.16%) Land $48,453 Building $132,438
2023$106,400 Land $28,500 Building $77,900$153,094 Land $41,007 Building $112,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: T-Mobile.

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