Lorain County property record for 435 12th St, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,290 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Detached, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $866.00 (2024) |
| Primary APN | 06-26-009-000-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,290 sqft Living Area |
| 1st Floor | 1,290 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 138 ft x 48 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 435 12TH ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST AVE 48 X 138 |
| Legal Subdivision | WEST AVE |
| Legal Tract | 26 |
| Legal Lot Number | 150 1 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 71400 |
Source: Lorain County records · APN 06-26-009-000-026
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 06, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 06, 2022 | Transfer on Death Deed, Transfer |
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 17, 1999 |
| Transfer Doc | 0000613337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Number | 0000824636 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0824636 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 06, 2022 |
| Property Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Number | 0000882189 |
| Map Reference | VOL 12 PG 4&5 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 2022-0882189 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 06, 2022 |
| Property Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Number | 0000882190 |
| Map Reference | VOL 12 PG 4&5 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 2022-0882190 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Name | Verified Name |
|---|---|
| Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Number | 20210824636 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-0824636 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 435 12TH ST, ELYRIA, OH 44035-7040 |
| Document Number | 0000637754 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 435 12TH ST ELYRIA OH 440357040, ELYRIA, OH 44035-7040 |
| Document Number | 0000637754 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 637754 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343.00 (-60.39%) Homeowner's exemption | $28,110 (+%) Land $7,190 Building $20,920 | $80,310 (-) Land $20,540 Building $59,770 |
| 2024 | $866.00 (+23.89%) | $28,109 (+27.8%) Land $7,189 Building $20,920 | $80,310 (+27.8%) Land $20,540 Building $59,770 |
| 2023 | $699.00 (-2.78%) | $21,994 (-0.03%) Land $4,165 Building $17,829 | $62,840 (-) Land $11,900 Building $50,940 |
| 2022 | $719.00 | $22,000 Land $4,170 Building $17,830 | |
| 2021 | $62,840 Land $11,900 Building $50,940 |
435 12th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures