428 12th St, Elyria, OH 44035 Property Records

Lorain County property record for 428 12th St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,261 sqft Living Area
Lot Size	3,485 sqft (0.08 acres)
Garage	Carport, 200 sqft
Last Sale	$40,000 (2026)
Tax Bill	$1,237.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-26-008-102-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,261 sqft Living Area
1st Floor	536 sqft 1st Floor
Upper Floors	408 sqft Upper Floors
Basement Area	510 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	3,485 sqft (0.08 acres)
Depth X Width	88 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	200 sqft Garage
Carport	Carport
Carport Area	200 sqft Carport
Deck Area	32 sqft Deck
Patio Area	32 sqft Patio
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	428 12TH ST
City	ELYRIA
State	OH
Zip	44035-7041
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HURST CARTER & FISHERS ADD 39.76 X 96.57
Legal Subdivision	HURST CARTER & FISHERS ADD
Legal Tract	26
Legal Block	102
Legal Lot Number	15 &
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2011
Census Tract	71400

Owner

Source: Lorain County records · APN 06-26-008-102-002

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8580 EVERGREEN TRL, OLMSTED TWP, OH 44138-4280
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Mar 15, 2011 · Amount on Record
Deed Doc Number	202684648
Prior Transfer Date	Mar 24, 2005
Prior Transfer Doc	0000062706
Record Refreshed	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 13, 2023
Property Address	428 12TH ST, ELYRIA, OH 44035-7041
Document Number	0000929132
Map Reference	VOL 2 PG 19
Instrument Date	Sep 07, 2023
Instrument	2023-0929132
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 12TH ST, ELYRIA, OH 44035-7041

Mortgage

Document Number	0000929383
Date	Sep 15, 2023
Instrument	2023-0929383

Lender

Name	MATTHEW J KELLY
Type	Private Party
Address	PO BOX 498, 98269

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,237.00 (+0.08%)	$24,380 (+0.02%) Land $4,820 Building $19,560	$69,640 (-) Land $13,760 Building $55,880
2024		$24,374 (+15.85%) Land $4,816 Building $19,558	$69,640 (+15.85%) Land $13,760 Building $55,880
2023	$1,236.00 (+2.74%)	$21,039 (%) Land $2,793 Building $18,246	$60,110 (-) Land $7,980 Building $52,130
2022	$1,203.00	$21,040 Land $2,790 Building $18,250
2021			$60,110 Land $7,980 Building $52,130

Flood & Wildfire

428 12th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.