4349 Harbor Way, Unit 2, Oceanside, CA 92056 Property Records

San Diego County property record for 4349 Harbor Way, Unit 2, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,578 sqft · built 2019
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2025)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-691-09-08`

Property Details

APN / Parcel Number

Primary APN	`160-691-09-08`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,578 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4349 HARBOR WAY, 2
City	OCEANSIDE
State	CA
Zip	92056-5762
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 5 US 175 PER DOC18-0382122&UND INT IN PHASE 5 TR 015691
Legal Subdivision	ST CLOUD/OCEAN RANCH
Legal Tract	015691
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18522

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1306 SEA CLIFF WAY, OCEANSIDE, CA 92056-2831
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CLOSINGMARK HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	202558025
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4349 HARBOR WAY UNIT 2, 2, OCEANSIDE, CA 92056-5762
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4349 HARBOR WAY 2, 2, OCEANSIDE, CA 92056-5762

Mortgage

Document Number	0000303123
Date	Apr 20, 2021
Instrument	2021-0303123

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2021
Property Address	4349 HARBOR WAY UNIT 2, 2, OCEANSIDE, CA 92056-5762
Document Number	0000263693
Map Reference	MAP 15691
Instrument Date	Mar 12, 2021
Instrument	2021-0263693
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4349 HARBOR WAY UNIT 2, 2, OCEANSIDE, CA 92056-5762

Mortgage

Document Number	0000263694
Date	Apr 5, 2021
Instrument	2021-0263694

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2019
Property Address	4349 HARBOR WAY UNIT 2, 2, OCEANSIDE, CA 92056-5762
Document Number	0000558062
Instrument Date	Nov 6, 2019
Instrument	558062
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2019
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4349 HARBOR WAY #2 OCEANSIDE CA 920565762, 2, OCEANSIDE, CA 92056-5762

Mortgage

Document Number	558063
Date	Dec 2, 2019
Instrument	558063

Lender

Name	CLOSINGMARK HM LNS INC
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,000 (+31.56%) Land $663,000 Building $153,000
2025	$7,574.00 (+5.12%) Homeowner's exemption	$620,229 (+4.04%) Land $264,737 Building $355,492
2023	$7,205.00 (+1.59%) Homeowner's exemption	$596,147 Land $254,458 Building $341,689
2022	$7,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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