4349 Harbor Way, Unit 1, Oceanside, CA 92056 Property Records

San Diego County property record for 4349 Harbor Way, Unit 1, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,685 sqft · built 2019
Owner	Company Name on File
Last Sale	$558,500 (Dec 2019)
Tax Bill	$7,593 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`160-691-09-07`

Property Details

APN / Parcel Number

Primary APN	`160-691-09-07`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,685 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4349 HARBOR WAY, 1
City	OCEANSIDE
State	CA
Zip	92056-5762
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 5 US 174 PER DOC18-0382122&UND INT IN PHASE 5 TR 015691
Legal Subdivision	ST CLOUD PH 5
Legal Tract	015691
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18522

Owner

4349 Harbor Way, Unit 1 is owned by a company that bought it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4349 HARBOR WAY, 1, OCEANSIDE, CA 92056-5762
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 31, 2019	Grant Deed, Construction Loan FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Deed Document Number	2019615889
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4349 HARBOR WAY UNIT 1, 1, OCEANSIDE, CA 92056-5762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4349 HARBOR WAY 2, 2, OCEANSIDE, CA 92056-5762

Mortgage

Document Number	0000035597
Date	Jan 19, 2021
Instrument	2021-0035597

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	4349 HARBOR WAY UNIT 1, 1, OCEANSIDE, CA 92056-5762
Document Number	0000615889
Instrument Date	Dec 30, 2019
Instrument	615889
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount on Record
Tax	$614.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4349 HARBOR WAY #1 OCEANSIDE CA 920565762, 1, OCEANSIDE, CA 92056-5762

Tax Assessment & Valuation

The 2025 property tax bill for 4349 Harbor Way, Unit 1 was $7,593, up 1.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$623,000 (+2%) Land $245,412 Building $377,588
2025	$7,593.00 (+1.95%)	$610,785 Land $240,600 Building $370,185
2024	$7,448.00 (+3.06%)
2023	$7,227.00 (+1.59%)	$587,069 Land $231,258 Building $355,811
2022	$7,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4349 Harbor Way, Unit 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4349 Harbor Way, Unit 1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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