4348 Stephanie Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4348 Stephanie Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,968 sqft · built 1956
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Jun 2018)
Tax Bill	$10,292 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`133-390-023-9`

Property Details

APN / Parcel Number

Primary APN	`133-390-023-9`
Alternative APN	`133-390-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4348 STEPHANIE DR
City	CONCORD
State	CA
Zip	94521-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	PARCEL MAP 25 PG 35 PCL D
Legal Tract	25PM35
Legal Lot Number	D
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	334006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3759 CORNELLA CT, CONCORD, CA 94518-1603
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG
Jun 5, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jun 5, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jun 5, 2018	Affidavit of Death, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	201889221
Prior Transfer Date	May 12, 1994
Prior Transfer Doc	0000138293
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4348 STEPHANIE DR, CONCORD, CA 94521-4219
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3759 CORNELLA CT, CONCORD, CA 94518-1603

Mortgage

Document Number	0000115725
Date	Apr 16, 2021
Instrument	2021-115725

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	94012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4348 STEPHANIE DR, CONCORD, CA 94521-4219
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3759 CORNELLA CT, CONCORD, CA 94518-1603

Mortgage

Document Number	0000331335
Date	Dec 6, 2021
Instrument	2021-331335

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4348 STEPHANIE DR, CONCORD, CA 94521-4219
Document Number	0000093710
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3759 CORNELLA CT CONCORD CA 945181603, CONCORD, CA 94518-1603

Mortgage

Document Number	0000093710
Date	Jun 20, 2019
Instrument	93710

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 5, 2018
Property Address	4348 STEPHANIE DR, CONCORD, CA 94521-4219
Document Number	0000089222
Instrument Date	May 31, 2018
Instrument	89222
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3759 CORNELLA CT CONCORD CA 945181603, CONCORD, CA 94518-1603

Mortgage

Document Number	89223
Date	Jun 5, 2018
Instrument	89223

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 5, 2018
Property Address	4348 STEPHANIE DR, CONCORD, CA 94521-4219
Document Number	0000089221
Instrument Date	May 29, 2018
Instrument	89221
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3759 CORNELLA CT CONCORD CA 945181603, CONCORD, CA 94518-1603

Mortgage

Document Number	89223
Date	Jun 5, 2018
Instrument	89223

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2048

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 5, 2018
Property Address	4348 STEPHANIE DR, CONCORD, CA 94521-4219
Document Number	0000089220
Instrument Date	May 29, 2018
Instrument	89220
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4348 STEPHANIE DR CONCORD CA 945214219, CONCORD, CA 94521-4219

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,247 (+2%) Land $581,566 Building $276,681
2025	$10,292.00 (+4.4%)	$841,419 (+4.04%) Land $570,163 Building $271,256
2023	$9,858.00 (+1.24%)	$808,748 Land $548,024 Building $260,724
2022	$9,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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