4329 Stephanie Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 4329 Stephanie Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,881 sqft · built 1978
Lot Size	0.207 acres (9,028 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2018)
Tax Bill	$9,316 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133-390-055-1`

Property Details

APN / Parcel Number

Primary APN	`133-390-055-1`
Alternative APN	`133-390-055`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	9,028 sqft (0.207 acres)
Lot Dimensions	122 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4329 STEPHANIE DR
City	CONCORD
State	CA
Zip	94521-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	PCL MAP 58 PG 30 PCL D
Legal Subdivision	PARCEL MAP M S 27 77
Legal Tract	58PM30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	334006

Owner

4329 Stephanie Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4329 STEPHANIE DR, CONCORD, CA 94521-4218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 6, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 7, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Dec 7, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Deed Document Number	2018196672
Prior Transfer Date	Dec 2, 2002
Prior Transfer Doc	0000466649
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4329 STEPHANIE DR, CONCORD, CA 94521-4218
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 STEPHANIE DR, CONCORD, CA 94521-4218

Mortgage

Document Number	0000304340
Date	Dec 7, 2020
Instrument	2020-304340

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4329 STEPHANIE DR, CONCORD, CA 94521-4218
Document Number	0000087056
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4329 STEPHANIE DR CONCORD CA 945214218, CONCORD, CA 94521-4218

Mortgage

Document Number	0000087056
Date	Jun 11, 2019
Instrument	87056

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2018
Property Address	4329 STEPHANIE DR, CONCORD, CA 94521-4218
Document Number	0000196671
Instrument Date	Dec 5, 2018
Instrument	196671
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4329 STEPHANIE DR CONCORD CA 945214218, CONCORD, CA 94521-4218

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2018
Property Address	4329 STEPHANIE DR, CONCORD, CA 94521-4218
Document Number	0000196672
Instrument Date	Dec 4, 2018
Instrument	196672
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4329 STEPHANIE DR CONCORD CA 945214218, CONCORD, CA 94521-4218

Mortgage

Document Number	196673
Date	Dec 7, 2018
Instrument	196673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4329 Stephanie Dr was $9,316.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,029 (+2%) Land $570,732 Building $197,297
2025	$9,316.00	$752,971 Land $559,542 Building $193,429
2023	$8,918.00 (+1.27%)	$723,734 Land $537,815 Building $185,919
2022	$8,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4329 Stephanie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4329 Stephanie Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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