Lake County property record for 4348 River St, Willoughby, OH 44094 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,286 sqft · built 1890 |
| Lot Size | 0.264 acres (11,522 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $290,000 (Dec 2005) |
| Tax Bill | $8,237 (2023) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-026-D-00-021-0 |
| Primary APN | 27-A-026-D-00-021-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,286 sqft Living Area |
| 1st Floor Area | 818 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Lot Area | 11,522 sqft (0.264 acres) |
| Lot Dimensions | 192 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 612 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 55 |
|---|---|
| Street Address | 4348 RIVER ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TRACT 13 |
| Legal Subdivision | TRACT 13 |
| Legal Tract | 13 |
| Legal Lot Number | 2 67 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201400 |
Source: Lake County records · APN 27-A-026-D-00-021-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4348 RIVER ST, WILLOUGHBY, OH 44094-7815 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 23, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2005 · Amount on Record |
| Deed Sale | Dec 02, 2005 · Amount on Record |
| Prior Sale | Nov 30, 2000 · Amount on Record |
| Deed Document Number | 5675 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4348 RIVER ST, WILLOUGHBY, OH 44094-7815 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4348 RIVERST, WILLOUGHBY, OH 44094-7815 |
| Document Number | 0000025657 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022R025657 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 115 Months |
| Due | Apr 22, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4348 RIVER ST, WILLOUGHBY, OH 44094-7815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000026057 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019R026057 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2029 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,237.00 (+54.51%) Homeowner's exemption | $87,000 (-) Land $15,370 Building $71,630 | |
| 2022 | $5,331.00 Homeowner's exemption | $87,000 Land $15,370 Building $71,630 | |
| 2021 | $248,560 Land $43,900 Building $204,660 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852014002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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