4348 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4348 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 2018
Lot Size	0.227 acres (9,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,000 (Jul 2019)
Tax Bill	$5,190 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-22-104-003`

Property Details

APN / Parcel Number

Primary APN	`7923-22-104-003`
Alternative APN	`060/07934-400-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,444 sqft
Basement Area	1,444 sqft

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,914 sqft (0.227 acres)
Lot Width	55 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4348 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SUMMERSFIELD PLAT 3
Legal Subdivision	SUMMERSFIELD PLAT 3
Legal Lot Number	18
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4348 E 48TH ST, DES MOINES, IA 50317-4862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jun 28, 2019	Deed of Trust, Subdivision Related Transfer · Conventional with PMI BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	2019-00000790
Deed Book / Page	17390 / 0951
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4348 E 48TH ST, DES MOINES, IA 50317-4862
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058724
Date	Jul 18, 2022
Book Page	19196/927
Instrument	2022-00058724

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Subdivision Related Transfer

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4348 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000000792
Instrument Date	Jun 28, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4348 E 48TH ST DES MOINES IA 503174862, DES MOINES, IA 50317-4862

Mortgage

Document Number	0000000792
Date	Jul 2, 2019
Book Page	017390/000954
Instrument	792

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,500 (+6.85%) Land $72,300 Building $252,200	$324,500 (+6.85%) Land $72,300 Building $252,200
2024	$5,190.00 (+374.41%)
2023		$303,700 Land $66,900 Building $236,800	$303,700 Land $66,900 Building $236,800
2020	$1,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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