4344 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4344 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,950 sqft · built 2017
Lot Size	0.269 acres (11,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 2023)
Tax Bill	$4,140 (2024)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`060/07934-400-019`

Property Details

APN / Parcel Number

Primary APN	`060/07934-400-019`
Alternative APN	`792322151009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	692 sqft
Upper Floors Area	758 sqft
Basement Area	692 sqft
Finished Basement	500 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,698 sqft (0.269 acres)
Lot Width	65 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	300 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4344 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SUMMERSFIELD PLAT 3
Legal Subdivision	SUMMERSFIELD PLAT 3
Legal Lot Number	19
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4344 E 48TH ST, DES MOINES, IA 50317-4862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER LENDING ALLIANCE
May 29, 2018	Deed of Trust, Mortgage VERIDIAN CU
May 29, 2018	Deed of Trust, Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	202332153
Deed Book / Page	19516 / 102
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 22, 2026
Property Address	4344 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000030025
Book / Page	20528 / 454
Instrument Date	May 15, 2026
Instrument	202630025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4344 E 48TH ST, DES MOINES, IA 50317-4862

Mortgage

Document Number	0000030025,
Date	May 22, 2026
Book Page	20528/454
Instrument	202630025

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 22, 2023
Property Address	4344 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000032153
Book / Page	19516 / 102
Instrument Date	Jun 15, 2023
Instrument	2023-00032153
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4344 E 48TH ST, DES MOINES, IA 50317-4862

Mortgage

Document Number	0000032154
Date	Jun 22, 2023
Instrument	2023-00032154

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4344 E 48TH ST, DES MOINES, IA 50317-4862
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024128
Date	Mar 28, 2022
Book Page	19041/369
Instrument	2022-00024128

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4344 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000092008
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 E 48TH ST DES MOINES IA 503174862, DES MOINES, IA 50317-4862

Mortgage

Document Number	0000092008
Date	May 30, 2018
Book Page	016938/000664
Instrument	92008

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4344 E 48TH ST, DES MOINES, IA 50317-4862
Document Number	0000097824
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 E 48TH ST DES MOINES IA 503174862, DES MOINES, IA 50317-4862

Mortgage

Document Number	0000097824
Date	Jun 18, 2018
Book Page	016964/000698
Instrument	97824

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 17, 2028

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,600 (+7.46%) Land $73,700 Building $245,900	$319,600 (+7.46%) Land $73,700 Building $245,900
2024	$4,140.00 (+357.96%)
2023		$297,400 (+19.73%) Land $68,200 Building $229,200	$297,400 (+19.73%) Land $68,200 Building $229,200
2022		$248,400 Land $58,700 Building $189,700
2021			$248,400 Land $58,700 Building $189,700
2020	$904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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