43475 Prospect, Novi, MI 48375 Property Records

Oakland County property record for 43475 Prospect, Novi, MI 48375

Property Summary

Property Type	Condominium
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,030 (May 2021)
Tax Bill	$6,696 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-22-22-404-117`

Property Details

APN / Parcel Number

Primary APN	`50-22-22-404-117`

Exterior

Architectural Style	Condo/Apartment
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	43475 PROSPECT
City	NOVI
State	MI
Zip	48375-3029
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2
Legal Description	T1N, R8E, SEC 22OAKLAND COUNTYCONDOMINIUM PLAN NO 2250EMERSON PARKUNIT 115, BLDG 25L 52612 P
Legal Subdivision	EMERSON PARK
Legal Unit	115
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1000
Census Tract	136602

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43475 PROSPECT, NOVI, MI 48375-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Deed Document Number	2021138609
Deed Book / Page	56301 / 675
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	43475 PROSPECT, NOVI, MI 48375-3029
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	NOT AVAILABLE, JCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43475 PROSPECT, NOVI, MI 48375-3029

Mortgage

Document Number	0000316499
Date	Feb 9, 2022
Book Page	57429/515
Instrument	316499

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 27, 2021
Property Address	43475 PROSPECT, NOVI, MI 48375-3029
Document Number	0000138609
Book / Page	56301 / 675
Map Reference	LB 52242 PG 358
Instrument Date	Mar 29, 2021
Instrument	138609
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,633.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 LIVERNOIS RD STE 300, 300, TROY, MI 48083-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43475 PROSPECT, NOVI, MI 48375-3029

Mortgage

Document Number	0056301677
Date	May 27, 2021
Instrument	56301/677

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Novi Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,696.00 (-11.28%)
2023	$7,547.00 (+5.91%) Homeowner's exemption	$206,750	$413,500
2022	$7,126.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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