43446 Prospect, Novi, MI 48375 Property Records

Oakland County property record for 43446 Prospect, Novi, MI 48375

Property Summary

Property Type	Condominium
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$444,085 (Dec 2021)
Tax Bill	$9,327 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-22-404-017`

Property Details

APN / Parcel Number

Primary APN	`50-22-22-404-017`

Exterior

Architectural Style	Condo/Apartment
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	43446 PROSPECT
City	NOVI
State	MI
Zip	48375-3029
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2
Legal Description	T1N, R8E, SEC 22OAKLAND COUNTYCONDOMINIUM PLAN NO 2250EMERSON PARKUNIT 1, BLDG 1L 52612 P
Legal Subdivision	EMERSON PARK
Legal Unit	1
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1000
Census Tract	136602

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1315 S CUMBERLAND AVE, PARK RIDGE, IL 60068-5221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Feb 22, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	2021265947
Deed Book / Page	57129 / 698
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	43446 PROSPECT, NOVI, MI 48375-3029
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 2 CUITERLAND AV, PARK RIDGE, IL 60068

Mortgage

Document Number	0000285336
Date	Jan 5, 2022
Book Page	57244/48
Instrument	285336

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	43446 PROSPECT, NOVI, MI 48375-3029
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 S CUMBERLAND AVE, PARK RIDGE, IL 60068-5221

Mortgage

Document Number	0000327189
Date	Feb 22, 2022
Book Page	57491/566
Instrument	327189

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 1, 2021
Property Address	43446 PROSPECT, NOVI, MI 48375-3029
Document Number	0000265947
Book / Page	57129 / 698
Map Reference	LB 52242 PG 358
Instrument Date	Nov 5, 2021
Instrument	265947
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$3,333.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 LIVERNOIS RD STE 300, 300, TROY, MI 48083-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	43446 PROSPECT # 1, 1, NOVI, MI 48375-3029

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Novi Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,327.00 (-22.09%)
2023	$11,972.00 (+7.39%)	$224,410	$448,820
2022	$11,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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