Kenton County property record for 4347 Vermont Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,108 sqft · built 1926 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $70,000 (Apr 2004) |
| Tax Bill | $1,179 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-04-008.00 |
| Primary APN | 056-43-04-008.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,108 sqft Finished Area |
| Gross Area | 1,220 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4347 VERMONT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE LOT 4 25'X 120' IRREG WS VERMONT AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-04-008.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4971 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed, Transfer · Construction Mortgage COMMERCIAL LENDER LLC |
| Feb 09, 2026 | Deed, Transfer E-PERFORMANCE TITLE, PERFORMANCE TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2004 · Amount on Record |
| Deed Sale | Apr 01, 2004 · Amount on Record |
| Prior Sale | May 24, 1999 · Amount on Record |
| Deed Document Number | 200404 01 059 00213 |
| Deed Book / Page | 2113 / 188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 24, 2026 |
| Property Address | 4347 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0000013084 |
| Book / Page | 449 / 889 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202613084 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | PERFORMANCE TITLE INC, PERFORMANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,605.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 207 RIFLE RANGE RD, ALEXANDRIA, KY 41001-8241 |
| Document Number | 0000013085, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026062413085 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 01, 2027 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 09, 2026 |
| Property Address | 4347 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0000002620 |
| Book / Page | 389 / 328 |
| Map Reference | PL 249 |
| Instrument Date | Feb 09, 2026 |
| Instrument | 26059000002620 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Title Company | E-PERFORMANCE TITLE, PERFORMANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $83.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4347 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Name | Verified Name |
|---|---|
| Address | 4971 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8106 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,179.00 (-3.44%) Homeowner's exemption | $138,100 (-) Land $10,000 Building $128,100 | $138,100 (-) Land $10,000 Building $128,100 |
| 2023 | $1,221.00 Homeowner's exemption | $138,100 Land $10,000 Building $128,100 | $138,100 Land $10,000 Building $128,100 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 657 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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