Kenton County property record for 4343 Vermont Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,080 sqft · built 1929 |
| Lot Size | 0.037 acres (1,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2019) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-04-007.00 |
| Primary APN | 056-43-04-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Finished Area |
| Gross Area | 2,188 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,625 sqft (0.037 acres) |
| Lot Dimensions | 65 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4343 VERMONT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE E 1/2 LOT 6 25'X 65' IRREG WS VERMONT AVE |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 61200 |
4343 Vermont Ave is owned and occupied by an individual who bought it in January 2019.
Source: Kenton County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 14, 2019 | Warranty Deed, Transfer · Line of Credit KENTUCKY HSNG |
| Jun 7, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on File |
| Deed Sale | Jan 14, 2019 · Amount on File |
| Prior Sale | Jun 7, 2017 · Amount on File |
| Deed Document Number | 201901 14 059 00066 |
| Deed Book / Page | 6581 / 141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 13, 2026 |
| Property Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0000018227 |
| Book / Page | 480 / 179 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202618227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0000018227, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 480/179 |
| Instrument | 202618227 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0005900076 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | KCM 710/640 |
| Instrument | 25112605900076 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85281 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 14, 2019 |
| Property Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0000000066 |
| Book / Page | 0C6581 / 000141 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 66 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 VERMONT AVE COVINGTON KY 410151673, COVINGTON, KY 41015-1673 |
| Document Number | 68 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 0C6581/000157 |
| Instrument | 68 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 13, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12% |
| Document Number | 67, |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 0C6581/000144 |
| Instrument | 67 |
| Name | WESTERN OH MTG |
|---|---|
| Type | Mortgage Company |
| Address | 733 FAIR RD, SIDNEY, OH 45365-2946 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 7, 2017 |
| Property Address | 4343 VERMONT AVE, COVINGTON, KY 41015-1673 |
| Document Number | 0000000232 |
| Book / Page | 0C6176 / 000295 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 232 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 VERMONT AVE COVINGTON KY 410151673, COVINGTON, KY 41015-1673 |
| Document Number | 236 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 0C6176/000298 |
| Instrument | 236 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
The 2025 property tax bill for 4343 Vermont Ave was $2,069.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,200 (-) Land $15,000 Building $141,200 | $156,200 (-) Land $15,000 Building $141,200 | |
| 2025 | $2,069.00 | $156,200 Land $10,000 Building $146,200 | $156,200 Land $10,000 Building $146,200 |
| 2023 | $2,080.00 | $156,200 Land $10,000 Building $146,200 | $156,200 Land $10,000 Building $146,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4343 Vermont Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4343 Vermont Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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