4346 E Dry Creek Rd, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4346 E Dry Creek Rd, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,761 sqft · built 1986
Lot Size	0.109 acres (4,726 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Oct 1997)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`301-83-374`

Property Details

APN / Parcel Number

Primary APN	`301-83-374`
Alternative APN	`301833749`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,761 sqft Living Area
1st Floor Area	871 sqft
2nd Floor Area	890 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,726 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4346 E DRY CREEK RD
City	PHOENIX
State	AZ
Zip	85044-6139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN PARK RANCH UNIT 12 PARCEL 1 MCR 289-12
Legal Range	4E
Legal Township	1S
Legal Section	30
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 12 PARCEL 1
Legal Lot Number	361
Legal Unit	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4003
Census Tract	116719

Owner

4346 E Dry Creek Rd is owned and occupied by an individual who bought it in October 1997.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4346 E DRY CREEK RD, PHOENIX, AZ 85044-6139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 1997 · Amount on File
Deed Sale	Oct 30, 1997 · Amount on File
Deed Document Number	1997759559
Prior Transfer Date	Oct 20, 1997
Prior Transfer Doc	0000759559
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4346 E DRY CREEK RD, PHOENIX, AZ 85044-6139
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 E DRY CREEK RD, PHOENIX, AZ 85044-6139

Mortgage

Document Number	0001082283
Date	Oct 7, 2021
Instrument	20211082283

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1026 Months
Due	Apr 16, 2107

Interest

Rate Type	Adjustable Rate
Rate	2.29%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.29%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4346 E DRY CREEK RD, PHOENIX, AZ 85044-6139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000682599
Date	Jul 29, 2020
Instrument	20200682599

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4346 E Dry Creek Rd was $2,118.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,470 (+67.03%)	$394,700 (+7.23%) Land $78,900 Building $315,800
2025	$2,118.00	$23,630 (-41.19%)	$368,100 (-8.39%) Land $73,600 Building $294,500
2024		$40,180	$401,800 Land $80,300 Building $321,500
2023	$2,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4346 E Dry Creek Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4346 E Dry Creek Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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