4346 Cruz Dr, Riverside, CA 92504 Property Records

Riverside County property record for 4346 Cruz Dr, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,596 sqft · built 2015
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Feb 2022)
Tax Bill	$7,696 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-041-060`

Property Details

APN / Parcel Number

Primary APN	`227-041-060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	3,017 sqft

Exterior

Year Built	Built 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	227041060
Street Address	4346 CRUZ DR
City	RIVERSIDE
State	CA
Zip	92504-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES M/L IN LOT 38 MB 443/032 TR 36654
Legal Tract	36654
Legal Lot Number	38
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3007
Census Tract	31402

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2021	Grant Deed, Transfer SPRUCE TITLE
Jun 9, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2017	Grant Deed, Transfer · VA Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2022-0066902
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436

Mortgage

Document Number	0000065174
Date	Feb 1, 2021
Instrument	2021-0065174

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 CISCO ST, COLTON, CA 92324-6309

Mortgage

Document Number	0000350767
Date	Aug 9, 2022
Instrument	2022-0350767

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 9, 2022
Property Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Document Number	0000066902
Map Reference	MB 443 PG 32-35
Instrument Date	Feb 3, 2022
Instrument	2022-0066902
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,441.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436

Mortgage

Document Number	0000066903
Date	Feb 9, 2022
Instrument	2022-0066903

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 19, 2021
Property Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Document Number	0000691835
Map Reference	MB 443 PG 32-35
Instrument Date	Nov 18, 2021
Instrument	2021-0691835
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	SPRUCE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,348.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 9, 2017
Property Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Document Number	0000231824
Instrument Date	Jun 6, 2017
Instrument	231824
Transaction Type	Transfer
Record Updated	Jun 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4346 CRUZ DR RIVERSIDE CA 925042436, RIVERSIDE, CA 92504-2436

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2017
Property Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436
Document Number	0000171757
Map Reference	MB 443 PG 32-35
Instrument Date	Apr 14, 2017
Instrument	2017-0171757
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4346 CRUZ DR, RIVERSIDE, CA 92504-2436

Mortgage

Document Number	0000171759
Date	Apr 28, 2017
Instrument	2017-0171759

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,696.00 (+3.9%) Homeowner's exemption	$695,090 (+4.04%) Land $95,508 Building $599,582
2023	$7,407.00 (+7.69%) Homeowner's exemption	$668,100 Land $91,800 Building $576,300
2022	$6,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Cruz Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures