4330 Cruz Dr, Riverside, CA 92504 Property Records

Riverside County property record for 4330 Cruz Dr, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,969 sqft · built 2015
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$466,000 (Nov 2020)
Tax Bill	$5,580 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-041-058`

Property Details

APN / Parcel Number

Primary APN	`227-041-058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,969 sqft Living Area
Gross Area	2,384 sqft

Exterior

Year Built	Built 2015
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	227041058
Street Address	4330 CRUZ DR
City	RIVERSIDE
State	CA
Zip	92504-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES M/L IN LOT 36 MB 443/032 TR 36654
Legal Tract	36654
Legal Lot Number	36
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3007
Census Tract	31402

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4330 CRUZ DR, RIVERSIDE, CA 92504-2436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	2020-0557466
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 10, 2020
Property Address	4330 CRUZ DR, RIVERSIDE, CA 92504-2436
Document Number	0000557466
Map Reference	MB 443 PG 32-35
Instrument Date	Nov 6, 2020
Instrument	2020-0557466
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4330 CRUZ DR, RIVERSIDE, CA 92504-2436

Mortgage

Document Number	0000557467
Date	Nov 10, 2020
Instrument	2020-0557467

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 19, 2017
Property Address	4330 CRUZ DR, RIVERSIDE, CA 92504-2436
Document Number	0000243963
Map Reference	MB 443 PG 32-35
Instrument Date	Jun 14, 2017
Instrument	2017-0243963
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4330 CRUZ DR, RIVERSIDE, CA 92504-2436

Mortgage

Document Number	0000243965
Date	Jun 19, 2017
Instrument	2017-0243965

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	HONOLULU, HI 96815

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,580.00 (+3.91%) Homeowner's exemption	$504,411 (+4.04%) Land $97,418 Building $406,993
2023	$5,370.00 (+1.9%) Homeowner's exemption	$484,826 Land $93,636 Building $391,190
2022	$5,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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