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4346 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4346 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,902 sqft · built 2021
Lot Size0.045 acres (1,968 sqft)
OwnerIndividual Name on File
Last Sale$293,400 (Jan 2022)
Tax Bill$5,248 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-19-0150-00000-0080

Property Details

APN / Parcel Number

Primary APN14-26-19-0150-00000-0080

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,902 sqft Living Area
Gross Area2,322 sqft
Upper Floors Area1,162 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,968 sqft (0.045 acres)
Garage Area280 sqft
PorchFinished/Screened Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4346 CLOUD HOPPER WAY
CityLUTZ
StateFL
Zip33559-6875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVOLANTI PB 84 PG 132 LOT 8
Legal Lot Number8
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2010
Census Tract32012

Owner

4346 Cloud Hopper Way is owned and occupied by an individual who bought it in January 2022.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4346 CLOUD HOPPER WAY, LUTZ, FL 33559-6875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2022 · Amount on File
Deed SaleJan 4, 2022 · Amount on File
Deed Document Number2022000130
Deed Book / Page10515 / 223
Record UpdatedJun 8, 2026

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateJan 4, 2022
Property Address4346 CLOUD HOPPER WAY, LUTZ, FL 33559-6875
Document Number0105150223
Book / Page10515 / 223
Map ReferenceMB 84 PG 132
Instrument DateDec 17, 2021
Instrument2022000130
Transaction TypeTransfer
Record UpdatedFeb 3, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,053.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address4346 CLOUD HOPPER WAY, LUTZ, FL 33559-6875

Mortgage

Document Number0010515228
DateJan 4, 2022
Instrument10515/228
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4346 Cloud Hopper Way was $5,248.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,248.00$299,663 Land $27,001 Building $272,662$299,663 Land $27,001 Building $272,662
2023$4,865.00 (+17.29%)$276,818 (+9.66%) Land $27,001 Building $249,817$276,818 (+9.66%) Land $27,001 Building $249,817
2022$4,148.00$252,432 Land $26,332 Building $226,100$252,432 Land $26,332 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4346 Cloud Hopper Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims17 (1979–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4346 Cloud Hopper Way is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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