4338 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4338 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,902 sqft · built 2021
Lot Size	0.046 acres (2,004 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2024)
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-19-0150-00000-0100`

Property Details

APN / Parcel Number

Primary APN	`14-26-19-0150-00000-0100`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,902 sqft Living Area
Gross Area	2,322 sqft
Upper Floors Area	1,162 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,004 sqft (0.046 acres)
Garage Area	280 sqft
Porch	Finished/Screened Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4338 CLOUD HOPPER WAY
City	LUTZ
State	FL
Zip	33559-6875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VOLANTI PB 84 PG 132 LOT 10
Legal Lot Number	10
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2010
Census Tract	32012

Owner

4338 Cloud Hopper Way is owned by an individual who bought it in March 2024.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	41416 AUTUMN SUN DR, ALDIE, VA 20105-5914
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 4, 2022	Special Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	2024038124
Deed Book / Page	10970 / 3439
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 6, 2024
Property Address	4338 CLOUD HOPPER WAY, LUTZ, FL 33559-6875
Document Number	0109703439
Book / Page	10970 / 3439
Map Reference	MB 84 PGS 132
Instrument Date	Feb 29, 2024
Instrument	2024038124
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	NIRVANA TITLE

Transaction

Amount	Amount on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16901 SE 180TH PL, RENTON, WA 98058-9172

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41416 AUTUMN SUN DR, ALDIE, VA 20105-5914

Mortgage

Document Number	2024038125
Date	Mar 6, 2024
Instrument	2024038125

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0109703441
Date	Mar 6, 2024
Book Page	10970/3441
Instrument	2024038125

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	4 HUTTON CENTRE DR STE 1000, SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 4, 2022
Property Address	4338 CLOUD HOPPER WAY, LUTZ, FL 33559-6875
Document Number	0105150261
Book / Page	10515 / 261
Map Reference	MB 84 PG 132
Instrument Date	Dec 17, 2021
Instrument	2022000137
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,092.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 CLOUD HOPPER WAY, LUTZ, FL 33559-6875

Mortgage

Document Number	0010515266
Date	Jan 4, 2022
Instrument	10515/266

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4338 Cloud Hopper Way was $5,255.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,255.00	$300,107 Land $27,445 Building $272,662	$300,107 Land $27,445 Building $272,662
2023	$4,872.00 (+17.26%)	$277,262 (+9.65%) Land $27,445 Building $249,817	$277,262 (+9.65%) Land $27,445 Building $249,817
2022	$4,155.00	$252,865 Land $26,765 Building $226,100	$252,865 Land $26,765 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4338 Cloud Hopper Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4338 Cloud Hopper Way is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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