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4345 SE 2nd Ave, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4345 SE 2nd Ave, Keystone Heights, FL 32656

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,088 sqft · built 1996
OwnerOwner Name on File
Last Sale$37,000 (Jul 2012)
Tax Bill$2,267 (2025)
Deeds & MortgagesAug 2020 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05840-0-00000

Property Details

APN / Parcel Number

Primary APN05840-0-00000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,088 sqft Heated Area
Gross Area1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4345 SE 2ND AVE
CityKEYSTONE HEIGHTS
StateFL
Zip32656-6217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24 8S 22 LOT 18 OF BLK 2 IN KCE UNIT 1
Legal Range22E
Legal Township08S
Legal Section24
Legal SubdivisionKEYSTONE CLUB ESTATE
Legal Block2
Legal Lot Number18
Legal Unit1
JurisdictionBRADFORD FL
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1001
Census Tract301

Owner

The current owner of 4345 SE 2nd Ave bought it in July 2012.

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address4345 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6217
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage
TRUSTLINE MTG
Apr 27, 2018Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2012 · Amount on File
Deed SaleJul 6, 2012 · Amount on File
Prior SaleFeb 10, 2009 · Amount on File
Deed Document Number0001445566
Deed Book / Page1445 / 566
Prior Transfer DateJul 3, 2012
Prior Transfer Doc0004004344
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address4345 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6217
Document Number0004007290
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4345 SE 2ND AVE KEYSTONE HEIGHTS FL 326566217, KEYSTONE HEIGHTS, FL 32656-6217

Mortgage

Document Number0004007290
DateSep 25, 2020
Instrument4007290
Lender
NameTRUSTLINE MTG
TypeMortgage Company
AddressJACKSONVILLE, FL 32257
Agreement
Term360 Months
DueSep 24, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address4345 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6217
Document Number0004003846
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4345 SE 2ND AVE KEYSTONE HEIGHTS FL 326566217, KEYSTONE HEIGHTS, FL 32656-6217

Mortgage

Document Number0004003846
DateMay 7, 2018
Book Page001733/000311
Instrument4003846
Lender
NameAMERIFIRST FIN'L CORP
AddressKALAMAZOO, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4345 SE 2nd Ave was $2,267, up 13% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,267.00 (+12.95%)$127,089 (+4.8%) Land $32,000 Building $95,089$127,089 (+4.8%) Land $32,000 Building $95,089
2024$2,007.00 (+8.08%)$121,265 (+5.91%) Land $30,000 Building $91,265$121,265 (+5.91%) Land $30,000 Building $91,265
2023$1,857.00 (+13.65%)$114,501 (+15.42%) Land $25,000 Building $89,501$114,501 (+15.42%) Land $25,000 Building $89,501
2022$1,634.00$99,200 Land $22,000 Building $77,200$99,200 Land $22,000 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4345 SE 2nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4345 SE 2nd Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE POSTMASTER GRID
private · serves 5,092 people · EPA ID FL2100610
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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