4328 SE 2nd Ave, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4328 SE 2nd Ave, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1961
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2022)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05852-0-00000`

Property Details

APN / Parcel Number

Primary APN	`05852-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Heated Area
Gross Area	1,922 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4328 SE 2ND AVE
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 36 OF BLK 9 K C E UNIT I
Legal Range	22E
Legal Township	08S
Legal Section	24
Legal Subdivision	KEYSTONE CLUB ESTATE
Legal Block	9
Legal Lot Number	36
Legal Unit	1
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1004
Census Tract	301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4328 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	202204002991
Deed Book / Page	1961 / 153
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Mar 29, 2022
Property Address	4328 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6211
Document Number	0004002991
Book / Page	1961 / 153
Map Reference	MB 3 PG 9&10
Instrument Date	Mar 28, 2022
Instrument	202204002991
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6211

Mortgage

Document Number	0001961156
Date	Mar 29, 2022
Instrument	1961/156

Lender

Name	TRUSTLINE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (+10.98%)	$152,325 (+4.35%) Land $32,000 Building $120,325	$152,325 (+4.35%) Land $32,000 Building $120,325
2024	$2,396.00 (+2.52%)	$145,980 (+3.02%) Land $30,000 Building $115,980	$145,980 (+3.02%) Land $30,000 Building $115,980
2023	$2,337.00 (+367.4%)	$141,706 (+147.02%) Land $25,000 Building $116,706	$141,706 (+48.09%) Land $25,000 Building $116,706
2022	$500.00 Homeowner's exemption Widower's exemption	$57,367	$95,689 Land $22,000 Building $73,689

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30