4344 W Frances Rd, Clio, MI 48420 Property Records

Genesee County property record for 4344 W Frances Rd, Clio, MI 48420

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 2,566 sqft · built 1901
Lot Size	15.8 acres (689,119 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-33-300-023`

Property Details

APN / Parcel Number

Primary APN	`18-33-300-023`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,566 sqft Total Area
1st Floor Area	1,481 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	689,119 sqft (15.8 acres)
Lot Dimensions	2,640 ft deep x 1,320 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4344 W FRANCES RD
City	CLIO
State	MI
Zip	48420-8516
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	R-1A
Legal Description	A PARCEL OF LAND BEG N 89 DEG 12 MIN 06 SEC E 1278.59 FT FROM SW COR OF SEC TH N 01 DEG 18 MIN 55 SEC W 995 FT TH N 89 DEG 12
Legal Range	06E
Legal Township	09N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1012
Census Tract	10202

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4344 W FRANCES RD, CLIO, MI 48420-8516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit SECURITY CU
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit SECURITY CU
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 13, 2008
Transfer Doc	0000064361
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4344 W FRANCES RD, CLIO, MI 48420-8516
Document Number	0000068637
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 W FRANCES RD CLIO MI 484208516, CLIO, MI 48420-8516

Mortgage

Document Number	0000068637
Date	Oct 30, 2019
Instrument	68637

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4344 W FRANCES RD, CLIO, MI 48420-8516
Document Number	0000073660
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	HOME/LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 W FRANCES RD CLIO MI 484208516, CLIO, MI 48420-8516

Mortgage

Document Number	0000073660
Date	Nov 29, 2017
Instrument	73660

Lender

Name	SECURITY CU
Address	FLINT, MI 48505

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 5, 2017
Property Address	4344 W FRANCES RD, CLIO, MI 48420-8516
Document Number	0000000941
Instrument Date	Jan 5, 2016
Instrument	941
Transaction Type	Transfer
Record Updated	Jan 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4344 W FRANCES RD CLIO MI 484208516, CLIO, MI 48420-8516

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,800 (+11.13%)	$257,600 (+11.13%)
2025	$2,684.00 (+3.31%) Homeowner's exemption	$115,900 (+28.21%)	$231,800 (+28.21%)
2024	$2,598.00 (+28.04%)
2023		$90,400	$180,800
2019	$2,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Xfinity.

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