4344 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4344 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,811 sqft · built 1993
Lot Size	0.186 acres (8,086 sqft)
Owner	2 Company Names on File
Last Sale	$675,000 (May 2026)
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Aug 2026 Re-recorded Document May 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`211-62-731`

Property Details

APN / Parcel Number

Primary APN	`211-62-731`
Alternative APN	`211627312`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,811 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,811 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,086 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces
Pool Area	362 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4344 E MONTGOMERY RD
City	CAVE CREEK
State	AZ
Zip	85331-7870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TATUM RANCH PARCEL 13 LOT 1-84 MCR 345-20
Legal Range	4E
Legal Township	5N
Legal Section	19
Legal Subdivision	TATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1011
Census Tract	612600

Owner

4344 E Montgomery Rd is owned by a company that bought it in May 2026.

Source: Maricopa County records, as of September 2, 2026

Owner of Record	2 Company Names on File
Mailing Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Owner Type	Company
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Re-recorded Document TITLE AGENCY, ROC TITLE AGENCY
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Aug 26, 2026	Re-recorded Document TITLE AGENCY, ROC TITLE AGENCY
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Feb 12, 2018	Warranty Deed, Transfer MAGNUS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2026326142
Prior Transfer Date	Oct 26, 2007
Prior Transfer Doc	0001169099
Record Updated	Oct 29, 2026

August 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Aug 27, 2026
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Document Number	0000506526
Instrument Date	May 22, 2026
Instrument	2026506526
Record Updated	Sep 2, 2026
Title Company	TITLE AGENCY, ROC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2026
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Document Number	0000326142
Instrument Date	May 22, 2026
Instrument	2026326142
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	RL TITLE AGENCY, ROC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number	0000326143,
Date	May 29, 2026
Instrument	2026326143

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Aug 26, 2026
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Document Number	0000505553
Instrument Date	May 22, 2026
Instrument	2026505553
Record Updated	Sep 2, 2026
Title Company	TITLE AGENCY, ROC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number	0000791105
Date	Jul 21, 2021
Instrument	20210791105

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number	0000259125
Date	Mar 23, 2022
Instrument	20220259125

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number	0000507673
Date	Jul 3, 2019
Instrument	20190507673

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2018
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Document Number	0000476670
Map Reference	MB 345 PG 20
Instrument Date	Jun 8, 2018
Instrument	20180476670
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 CRESTVIEW DR, 255, BIGFORK, MT 59911-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number	0000476671
Date	Jun 22, 2018
Instrument	20180476671

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 12, 2018
Property Address	4344 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Document Number	0000105134
Instrument Date	Feb 6, 2018
Instrument	105134
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	39609 N 2ND WAY DESERT HILLS AZ 850867493, DESERT HILLS, AZ 85086-7493

Tax Assessment & Valuation

The 2025 property tax bill for 4344 E Montgomery Rd was $1,860.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,310 (+66.58%)	$523,100 (+1.57%) Land $104,600 Building $418,500
2025	$1,860.00	$31,402 (-42.29%)	$515,000 (-5.35%) Land $103,000 Building $412,000
2024		$54,410	$544,100 Land $108,800 Building $435,300
2023	$1,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4344 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4344 E Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mojo Broadband, Verizon.

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