4338 E Montgomery Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4338 E Montgomery Rd, Cave Creek, AZ 85331

Property Summary

Property TypeRural Home
Details3 ba · 1,811 sqft · built 1992
Lot Size0.238 acres (10,384 sqft)
OwnerIndividual Name on File
Last Sale$339,500 (May 2017)
Tax Bill$1,739 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN211-62-732

Property Details

APN / Parcel Number

Primary APN211-62-732

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
1st Floor Area1,811 sqft

Exterior

Year BuiltBuilt 1992
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,384 sqft (0.238 acres)
Parking Spaces2 Parking Spaces
Pool Area417 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4338 E MONTGOMERY RD
CityCAVE CREEK
StateAZ
Zip85331-7870
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR1-6
Legal DescriptionTATUM RANCH PARCEL 13 MCR 345-20
Legal Range04E
Legal Township05N
Legal Section19
Legal QuarterNW
Quarter-Quarter SectionSE
Legal SubdivisionTATUM RANCH PARCEL 13 LOT 1-84
Legal Lot Number44
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group1
Census Block1011
Census Tract612600

Owner

4338 E Montgomery Rd, a rural home, is owned and occupied by an individual who bought it in May 2017.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Mailing Address4338 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 17, 2017Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2017 · Amount on File
Deed SaleMay 17, 2017 · Amount on File
Prior SaleFeb 18, 1999 · Amount on File
Deed Document Number20170355460
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4338 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyFIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4338 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number0000163526
DateFeb 23, 2022
Instrument20220163526
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 17, 2017
Property Address4338 E MONTGOMERY RD, CAVE CREEK, AZ 85331-7870
Document Number0000355460
Instrument DateMay 8, 2017
Instrument355460
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$339.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4338 E MONTGOMERY RD CAVE CREEK AZ 853317870, CAVE CREEK, AZ 85331-7870

Mortgage

Document Number355461
DateMay 17, 2017
Instrument355461
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4338 E Montgomery Rd was $1,739.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,720$547,200 Land $109,400 Building $437,800
2025$1,739.00
2024$56,800$568,000 Land $113,600 Building $454,400
2023$2,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4338 E Montgomery Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4338 E Montgomery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Mojo Broadband, Verizon.

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