4343 E State Rte 41, Troy, OH 45373 Property Records

Miami County property record for 4343 E State Rte 41, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 560 sqft · built 1927
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$177 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E09-023600`

Property Details

APN / Parcel Number

Primary APN	`E09-023600`
Alternative APN	`021028.3-01-012-00`

Interior

Stories	1 Story

Exterior

Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	4343 E STATE ROUTE 41
City	TROY
State	OH
Zip	45373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-28 CEN NE QTR
Legal Range	10
Legal Township	02
Legal Section	28
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	3
Census Block	3068
Census Tract	390100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4343 E STATE ROUTE 41, TROY, OH 45373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 2, 2017	Quit Claim Deed, Transfer FIRST OHIO TITLE AGENCY, FIRST OHIO TITLE AGCY
Sep 9, 2016	Deed of Trust, Mortgage · VA Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4343 E STATE ROUTE 41, TROY, OH 45373
Document Number	0000002916
Instrument Date	Feb 9, 2021
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4343 E STATE ROUTE 41 TROY OH 45373, TROY, OH 45373

Mortgage

Document Number	0000002916
Date	Feb 22, 2021
Instrument	2916

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 2, 2017
Property Address	4343 E STATE ROUTE 41, TROY, OH 45373
Document Number	0000001428
Instrument Date	Sep 9, 2016
Instrument	1428
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	FIRST OHIO TITLE AGENCY, FIRST OHIO TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4309 E STATE ROUTE 41 TROY OH 453738664, TROY, OH 45373-8664

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4343 E STATE ROUTE 41, TROY, OH 45373
Document Number	0000006693
Instrument Date	Sep 9, 2016
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	FIRST OHIO TITLE AGENCY, FIRST OHIO TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4309 E STATE ROUTE 41 TROY OH 453738664, TROY, OH 45373-8664

Mortgage

Document Number	0000006693
Date	Jun 5, 2017
Instrument	6693

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$177.00 (-15.71%)	$6,340 (-2.16%) Land $4,200 Building $2,140	$18,100 (-2.16%) Land $12,000 Building $6,100
2024	$210.00 (+1.45%)	$6,480 (-) Land $4,550 Building $1,930
2023	$207.00 (-4.17%)	$6,480 (-) Land $4,550 Building $1,930	$18,500 (-) Land $13,000 Building $5,500
2022	$216.00	$6,480 Land $4,550 Building $1,930	$18,500 Land $13,000 Building $5,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on E State Rte 41

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures