4309 E State Rte 41, Troy, OH 45373 Property Records

Miami County property record for 4309 E State Rte 41, Troy, OH 45373 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,084 sqft · built 1961
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E09-022600`

Property Details

APN / Parcel Number

Primary APN	`E09-022600`
Alternative APNs	`021028.3-01-011-00` `E09EL024B01100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,084 sqft Living Area
1st Floor Area	4,168 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	116,741 sqft (2.68 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	400 sqft
Patio Area	480 sqft
Canopy	100 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4309 E STATE ROUTE 41
City	TROY
State	OH
Zip	45373-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-28 PT NE COR SW TR 4
Legal Range	10
Legal Township	02
Legal Section	28
Legal Tract	4
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	3
Census Block	3068
Census Tract	390100

Owner

Source: Miami County records · APN E09-022600

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4309 E STATE ROUTE 41, TROY, OH 45373-8664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 1990
Deed Sale	Jan 01, 1990
Last Transfer Date	Sep 09, 2016
Transfer Doc	0000001428
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4309 E STATE ROUTE 41, TROY, OH 45373-8664
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002916
Date	Feb 22, 2021
Instrument	2021OR-02916

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,719.00 (+1.64%) Homeowner's exemption	$97,790 (+16.42%) Land $19,460 Building $78,330	$279,400 (+16.42%) Land $55,600 Building $223,800
2024	$2,675.00 (+1.63%) Homeowner's exemption	$84,000 (-) Land $17,290 Building $66,710
2023	$2,632.00 (-4.36%) Homeowner's exemption	$84,000 (-) Land $17,290 Building $66,710	$240,000 (-) Land $49,400 Building $190,600
2022	$2,752.00 Homeowner's exemption	$84,000 Land $17,290 Building $66,710	$240,000 Land $49,400 Building $190,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.