Burke County property record for 4343 Acorn Trce, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,050 sqft · built 1998 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Nov 2021) |
| Tax Bill | $1,854 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1791295271 |
| Primary APN | 1791295271 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 365 sqft |
| Finished Basement | 365 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4343 ACORN TRCE |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4343 ACORN TRCE MORGANTON, NC 28655 |
| Legal Subdivision | OAK FOREST SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20303 |
Source: Burke County records · APN 1791295271
Assessment roll updated September 25, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4343 ACORN TRCE, MORGANTON, NC 28655-4780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Nov 01, 2021 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 04, 2018 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2021 · Amount on Record |
| Deed Sale | Nov 01, 2021 · Amount on Record |
| Prior Sale | Apr 04, 2018 · Amount on Record |
| Deed Document Number | 202113142 |
| Deed Book / Page | 2581 / 220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4343 ACORN TRCE, MORGANTON, NC 28655-4780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0026630414 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 2663/414 |
| Instrument | 2021029253 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4343 ACORN TRCE, MORGANTON, NC 28655-4780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0025420871 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 2542/871 |
| Instrument | 2021006022 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 01, 2021 |
| Property Address | 4343 ACORN TRCE, MORGANTON, NC 28655-4780 |
| Document Number | 0025810220 |
| Book / Page | 2581 / 220 |
| Map Reference | MB 12 PG 185 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021013142 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 ACOM TRACE, MORGANTON, NC 28655 |
| Document Number | 2021013143 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021013143 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 04, 2018 |
| Property Address | 4343 ACORN TRCE, MORGANTON, NC 28655-4780 |
| Document Number | 0023410051 |
| Book / Page | 2341 / 0051 |
| Map Reference | MB12 PG185 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 2017014555 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4343 ACOM TRACE, MORGANTON, NC 28655 |
| Document Number | 2017014556 |
|---|---|
| Date | Apr 04, 2018 |
| Instrument | 2017014556 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 (+3.75%) | $269,089 (-) Land $27,950 Building $241,139 | $269,089 (-) Land $27,950 Building $241,139 |
| 2023 | $1,787.00 | $269,089 Land $27,950 Building $241,139 | $269,089 Land $27,950 Building $241,139 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 98 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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