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4320 Acorn Trce, Morganton, NC 28655 Property Records

Burke County property record for 4320 Acorn Trce, Morganton, NC 28655 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,156 sqft · built 1999
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$389,000 (Aug 2023)
Tax Bill$2,022 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1791298054

Property Details

APN / Parcel Number

Primary APN1791298054
Alternative APN
  • 51768

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,156 sqft Living Area
1st Floor Area781 sqft
Basement Area773 sqft
Finished Basement773 sqft
FlooringTile

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area25 sqft
Deck Area360 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4320 ACORN TRCE
CityMORGANTON
StateNC
Zip28655-4780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4320 ACORN TRCE MORGANTON, NC 28655
Legal SubdivisionOAK FOREST SUBDIVISION SECTION TWO
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1031
Census Tract20303

Owner

Source: Burke County records · APN 1791298054

Assessment roll updated September 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4320 ACORN TRCE, MORGANTON, NC 28655-4780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 16, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 12, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Prior SaleSep 16, 2021 · Amount on Record
Deed Document Number20237775
Deed Book / Page2701 / 821
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 24, 2023
Property Address4320 ACORN TRCE, MORGANTON, NC 28655-4780
Document Number0027010821
Book / Page2701 / 821
Map ReferenceMB 12 PG 185
Instrument DateAug 22, 2023
Instrument2023007775
Transaction TypeTransfer
Record UpdatedSep 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$778.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address768 ALEXANDER RD, ALEXANDER, NC 28701-8762

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 ACORN TRCE, MORGANTON, NC 28655-4780

Mortgage

Document Number2023007776
DateAug 24, 2023
Instrument2023007776
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Mortgage

Document Number0027010840
DateAug 24, 2023
Book Page2701/840
Instrument2023007777
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateSep 16, 2021
Property Address4320 ACORN TRCE, MORGANTON, NC 28655-4780
Document Number0025700463
Book / Page2570 / 463
Map ReferenceMB 12 PG 185
Instrument DateSep 16, 2021
Instrument2021011067
Transaction TypeTransfer
Record UpdatedOct 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$658.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3516 FRANK WHISNANT RD, 3516, MORGANTON, NC 28655-7843

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 ACORN TRCE, MORGANTON, NC 28655-4780

Mortgage

Document Number2021011068
DateSep 16, 2021
Instrument2021011068
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateAug 12, 2019
Property Address4320 ACORN TRCE, MORGANTON, NC 28655-4780
Document Number0024180092
Book / Page2418 / 0092
Map ReferenceMB 12 PG 185
Instrument DateAug 12, 2019
Instrument2017030939
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$266.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2146 WILLIAMS WOOD DR, 2146, MORGANTON, NC 28655-8448

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 ACORN TRCE, MORGANTON, NC 28655-4780

Mortgage

Document Number2017030940
DateAug 12, 2019
Instrument2017030940
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Index5-Year CMT
Margin2

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,022.00 (+3.75%)$294,665 (-) Land $27,500 Building $267,165$294,665 (-) Land $27,500 Building $267,165
2023$1,949.00 (+17.27%)$294,665 (+48.21%) Land $27,500 Building $267,165$294,665 (+48.21%) Land $27,500 Building $267,165
2022$1,662.00$198,816 Land $27,500 Building $171,316$198,816 Land $27,500 Building $171,316

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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