St. Clair County property record for 4342 Old Forge Dr, Fort Gratiot, MI 48059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,545 sqft · built 1967 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Nov 2011) |
| Tax Bill | $2,900 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-20-587-0004-000 |
| Primary APN | 74-20-587-0004-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| 1st Floor Area | 855 sqft |
| Basement Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 20,735 sqft (0.476 acres) |
| Lot Depth | 253 ft Depth |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4342 OLD FORGE DR |
|---|---|
| City | FORT GRATIOT |
| State | MI |
| Zip | 48059-4033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 38 EXC S 40' MEAS ALG WLY LOT LINE & LOT 39 PLAT NO 3 OF THE OLD FARM SUBDIVISION AS RECORDED IN LIBER 66 OF PLATS PGS 1 |
| Legal Subdivision | OF THE OLD FARM SUBDIVISION |
| Legal Lot Number | 38-39 |
| Legal Unit | 38,39 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | FORT GRATIOT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 630400 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4342 OLD FORGE DR, FORT GRATIOT, MI 48059-4033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2011 · Amount on Record |
| Deed Sale | Nov 16, 2011 · Amount on Record |
| Deed Document Number | 201129167 |
| Deed Book / Page | 4200 / 263 |
| Prior Transfer Date | May 18, 2010 |
| Prior Transfer Doc | 004046/952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4342 OLD FORGE DR, FORT GRATIOT, MI 48059-4033 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4342 OLD FORGE DR, FORT GRATIOT, MI 48059-4033 |
| Document Number | 0005545732 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 5545/732 |
| Instrument | 2022017712 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 19, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4342 OLD FORGE DR, FORT GRATIOT, MI 48059-4033 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4342 OLD FORGE DR, FORT GRATIOT, MI 48059-4033 |
| Document Number | 54041 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 5404/1 |
| Instrument | 2021022578 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Fort Gratiot Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,500 (-3.15%) | $215,000 (-3.15%) | |
| 2025 | $2,900.00 Homeowner's exemption | $111,000 (+11.56%) | |
| 2024 | $222,000 (+11.56%) | ||
| 2023 | $99,500 | ||
| 2022 | $2,989.00 | $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GRATIOT TOWNSHIP serves 10,640 people · EPA ID MI0002385 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORT HURON |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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