4316 Old Forge Dr, Fort Gratiot, MI 48059 Property Records

St. Clair County property record for 4316 Old Forge Dr, Fort Gratiot, MI 48059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,190 sqft · built 1973
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-20-589-0091-000`

Property Details

APN / Parcel Number

Primary APN	`74-20-589-0091-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,190 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4316 OLD FORGE DR
City	FORT GRATIOT
State	MI
Zip	48059-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 215 PLAT NO 5 OF THE OLD FARM SUBD
Legal Subdivision	THE OLD FARM SUBD
Legal Lot Number	215
Legal Unit	215
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	FORT GRATIOT
Census Block Group	1
Census Block	1001
Census Tract	630400

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4316 OLD FORGE DR, FORT GRATIOT, MI 48059-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Nov 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage MUTUAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019
Deed Sale	Nov 1, 2019
Prior Sale	Jan 13, 2014 · Amount on Record
Deed Document Number	201922917
Deed Book / Page	5115 / 359
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	0005115359
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4316 OLD FORGE DR, FORT GRATIOT, MI 48059-4033
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 OLD FORGE DR, FORT GRATIOT, MI 48059-4033

Mortgage

Document Number	0005480532
Date	Jan 27, 2022
Book Page	5480/532
Instrument	2022002268

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 1, 2019
Property Address	4316 OLD FORGE DR, FORT GRATIOT, MI 48059-4033
Document Number	0005115359
Book / Page	5115 / 359
Map Reference	LB 68 PG 1
Instrument Date	Oct 17, 2019
Instrument	2019022917
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4316 OLD FORGE DR, FORT GRATIOT, MI 48059-4033

Mortgage

Document Number	2019022918
Date	Nov 1, 2019
Instrument	2019022918

Lender

Name	MUTUAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Fort Gratiot Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,300 (-11.18%)	$252,600 (-11.18%)
2025	$3,097.00 Homeowner's exemption	$142,200 (+18.6%)
2024			$284,400 (+18.6%)
2023		$119,900
2022	$3,096.00		$239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT GRATIOT TOWNSHIP serves 10,640 people · EPA ID MI0002385
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

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