Frederick County property record for 4324 Deer Spring Rd, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,624 sqft · built 1973 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Sep 2024) |
| Tax Bill | $9,814 (2025) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-150852 |
| Primary APN | 03-150852 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,624 sqft Living Area |
| Gross Area | 6,875 sqft |
| 1st Floor Area | 3,595 sqft |
| Utility Area | 316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 133,294 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 687 sqft |
| Patio Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 150852 |
|---|---|
| Street Address | 4324 DEER SPRING RD |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 3 SEC 1 3.06 AC N/S DEER SPRING RD DEER SPRING FARMS |
| Legal Subdivision | DEER SPRING FARMS |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 752603 |
Source: Frederick County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4324 DEER SPRING RD, MIDDLETOWN, MD 21769-6632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Deed Book / Page | 17021 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4324 DEER SPRING RD, MIDDLETOWN, MD 21769-6632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | NATIONAL REAL ESTATE TITLE, NATIONAL REVERSE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4324 DEER SPRING RD, MIDDLETOWN, MD 21769-6632 |
| Document Number | 0163540371 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 16354/371 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.56% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $812,500 (+14.13%) Land $159,400 Building $653,100 | $812,500 (+14.13%) Land $159,400 Building $653,100 | |
| 2025 | $9,814.00 (+13.6%) | ||
| 2023 | $8,639.00 Homeowner's exemption | $711,900 Land $132,300 Building $579,600 | $711,900 Land $132,300 Building $579,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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