DeKalb County property record for 4341 Co Rd 12, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,380 sqft · built 1971 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-14-400-003.000-018 |
| Primary APN | 17-02-14-400-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 1,728 sqft |
| Heating System | Central |
|---|
| Account Number | 100214400003 |
|---|---|
| Street Address | 4341 COUNTY ROAD 12 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SE1/4 SE1/4 SECTION 14 TWP 35 RANGE 13 ACRES 40.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20100 |
4341 Co Rd 12, a rural home, is owned by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5339 COUNTY ROAD 4, HAMILTON, IN 46742-9736 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK |
| May 31, 2018 | Deed of Trust, Mortgage · Line of Credit BEACON CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4341 COUNTY ROAD 12, WATERLOO, IN 46793-9716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5339 COUNTY ROAD 4, HAMILTON, IN 46742-9736 |
| Document Number | 0202303899 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 202303899 |
| Name | THE GARRETT STATE BANK |
|---|---|
| Type | Bank |
| Address | GARRETT, IN 46738 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4341 COUNTY ROAD 12, WATERLOO, IN 46793-9716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201802719 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 201802719 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN, IN 46706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | May 30, 2022 |
The 2025 property tax bill for 4341 Co Rd 12 was $3,197, down 2% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 (-1.96%) | $284,800 (+4.13%) Land $124,200 Building $160,600 | $284,800 (+4.13%) Land $124,200 Building $160,600 |
| 2024 | $3,261.00 (+23.62%) | $273,500 (+13.96%) Land $118,800 Building $154,700 | $273,500 (+13.96%) Land $118,800 Building $154,700 |
| 2023 | $2,638.00 (+3.33%) | $240,000 (+17.02%) Land $102,400 Building $137,600 | $240,000 (+17.02%) Land $102,400 Building $137,600 |
| 2022 | $2,553.00 | $205,100 Land $83,500 Building $121,600 | $205,100 Land $83,500 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4341 Co Rd 12 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4341 Co Rd 12 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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