4324 Co Rd 12, Waterloo, IN 46793 Property Records

DeKalb County property record for 4324 Co Rd 12, Waterloo, IN 46793

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 2,700 sqft · built 1948
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on Record
Tax Bill$2,647 (2025)
Flood ZoneZone X (minimal risk)
APN17-02-23-200-004.000-018

Property Details

APN / Parcel Number

Primary APN17-02-23-200-004.000-018
Alternative APN
  • 100223200004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,700 sqft Living Area
1st Floor Area2,700 sqft
Basement Area1,350 sqft
Unfinished Basement1,350 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1970
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area1,742,400 sqft (40 acres)
TerrainRolling
Garage TypeAttached
Garage Area1,456 sqft
Parking Spaces5 Parking Spaces
Lean-To720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Account Number100223200004
Street Address4324 COUNTY ROAD 12
CityWATERLOO
StateIN
Zip46793-9716
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNE1/4 NE1/4 SECTION 23 TWP 35 RANGE 13 ACRES 40.0000
JurisdictionDE KALB IN
Township / Civil DivisionSMITHFIELD
Census Block Group3
Census Block3025
Census Tract20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5339 COUNTY ROAD 4, HAMILTON, IN 46742-9736
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 7, 2025
Transfer Doc0202504044
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionSmithfield Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,647.00 (-1.85%)$391,200 (+4.49%) Land $117,700 Building $273,500$391,200 (+4.49%) Land $117,700 Building $273,500
2024$2,697.00 (+19.23%)$374,400 (+7.37%) Land $112,500 Building $261,900$374,400 (+7.37%) Land $112,500 Building $261,900
2023$2,262.00 (-1.39%)$348,700 (+15.58%) Land $97,600 Building $251,100$348,700 (+15.58%) Land $97,600 Building $251,100
2022$2,294.00$301,700 Land $80,000 Building $221,700$301,700 Land $80,000 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimMar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless
500 / 100
Lakeland Internet
Fixed Wireless
500 / 100
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 12

Nearby Streets

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