4340 Coble Ln, Hudson, NC 28638 Property Records

Caldwell County property record for 4340 Coble Ln, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,595 sqft · built 1972
Lot Size	0.31 acres (13,520 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Nov 2010)
Tax Bill	$1,755 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08 62 1 35`

Property Details

APN / Parcel Number

Primary APN	`08 62 1 35`
Alternative APN	`153811`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,595 sqft Heated Area
Gross Area	2,733 sqft
1st Floor Area	1,595 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,520 sqft (0.31 acres)
Lot Dimensions	130 ft deep x 104 ft wide

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	280 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	153811
Street Address	4340 COBLE LN
City	HUDSON
State	NC
Zip	28638-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1834 PG 1916 YR 2013 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1014
Census Tract	31403

Owner

4340 Coble Ln is owned and occupied by an individual who bought it in November 2010.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4340 COBLE LN, HUDSON, NC 28638-9211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2010 · Amount on File
Deed Sale	Nov 2, 2010 · Amount on File
Prior Sale	Jun 13, 2002 · Amount on File
Deed Book / Page	1754 / 379
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4340 COBLE LN, HUDSON, NC 28638-9211
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020310361
Date	Aug 19, 2021
Book Page	2031/361
Instrument	10061532

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4340 Coble Ln was $1,755, down 16.5% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,755.00 (-16.55%)	$216,100 (-) Land $11,700 Building $204,400
2025	$2,103.00	$216,100 Land $11,700 Building $204,400	$216,100 Land $11,700 Building $204,400
2023		$121,800 (-) Land $11,700 Building $110,100	$121,800 (-) Land $11,700 Building $110,100
2022	$1,155.00	$121,800 Land $11,700 Building $110,100	$121,800 Land $11,700 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4340 Coble Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4340 Coble Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047
Water Source	Purchased surface water from several systems
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20