Caldwell County property record for 4285 Coble Ln, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,855 sqft · built 1972 |
| Lot Size | 0.384 acres (16,720 sqft) |
| Owner | Company Name on Record |
| Last Sale | $148,500 (Jun 2026) |
| Tax Bill | $1,945 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 62 1 19 |
| Primary APN | 08 62 1 19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,855 sqft Heated Area |
| Gross Area | 3,701 sqft |
| 1st Floor Area | 1,855 sqft |
| Basement Area | 1,109 sqft |
| Unfinished Basement | 1,109 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,720 sqft (0.384 acres) |
| Lot Dimensions | 152 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 114816 |
|---|---|
| Street Address | 4285 COBLE LN |
| City | HUDSON |
| State | NC |
| Zip | 28638-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1875 PG 450 YR 2015 ST 0.00 |
| Legal Subdivision | PERRY TRIPLETT PROPERTY |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31403 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 119 N SALISBURY ST, RALEIGH, NC 27603-1739 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 25, 2017 | Warranty Deed, Transfer JUDY T S LYNN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Jul 14, 2025 · Amount on Record |
| Deed Document Number | 202610119787 |
| Deed Book / Page | 2167 / 611 |
| Prior Transfer Date | Jun 24, 2025 |
| Prior Transfer Doc | 0021391749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 4285 COBLE LN, HUDSON, NC 28638-9299 |
| Document Number | 0010119787 |
| Book / Page | 2167 / 611 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202610119787 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $29,997.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 N SALISBURY ST, RALEIGH, NC 27603-1739 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4285 COBLE LN, HUDSON, NC 28638-9299 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020790176 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 2079/176 |
| Instrument | 10082358 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LENOIR, NC 28645 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4285 COBLE LN, HUDSON, NC 28638-9299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0020241127 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 2024/1127 |
| Instrument | 10058771 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 25, 2017 |
| Property Address | 4285 COBLE LN, HUDSON, NC 28638-9299 |
| Document Number | 0010014461 |
| Book / Page | 001925 / 001013 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 10014461 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4285 COBLE LN HUDSON NC 286389299, HUDSON, NC 28638-9299 |
| Document Number | 10014462 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 001925/001016 |
| Instrument | 10014462 |
| Name | JUDY T S LYNN |
|---|---|
| Address | 3480 SIPE RD, NEWTON, NC 28658-9380 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 24, 2032 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,945.00 (-3.67%) | $240,400 (-) Land $13,600 Building $226,800 | |
| 2025 | $2,019.00 (+61%) | $240,400 (+81.71%) Land $13,600 Building $226,800 | $240,400 (+81.71%) Land $13,600 Building $226,800 |
| 2023 | $132,300 (-) Land $13,600 Building $118,700 | $132,300 (-) Land $13,600 Building $118,700 | |
| 2022 | $1,254.00 | $132,300 Land $13,600 Building $118,700 | $132,300 Land $13,600 Building $118,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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