434 Terrell Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 434 Terrell Rd, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,860 sqft · built 1964
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2023)
Tax Bill	$4,974 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0534-25-0000-05640-0000`

Property Details

APN / Parcel Number

Primary APN	`0534-25-0000-05640-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,860 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	112,385 sqft (2.58 acres)
Lot Dimensions	210 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	404 sqft
Shed	1 Shed
Shed Area	144 sqft
Utility Building	160 sqft
Pole Barn	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	434 TERRELL RD
City	WAUCHULA
State	FL
Zip	33873-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-R
Legal Description	2.58 AC COM AT NW COR OF NW1/4 OF SW1/4 OF NE1/4 RUN S 25 FT THENCE E 130 FT FOR POB THENCE S 110 FT THENCE E 110 FT THENCE N 110 FT THENCE W 110 FT TO POB AND COM NW COR OF NW1/4 OF SW1/4 OF NE1/4 RUN S 25 FT FOR POB THENCE E 130 FT THENCE S 110 FT
Legal Range	25E
Legal Township	34S
Legal Section	05
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	3
Census Block	3064
Census Tract	970301

Owner

Source: Hardee County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	434 TERRELL RD, WAUCHULA, FL 33873-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	20233141
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	May 26, 2023
Property Address	434 TERRELL RD, WAUCHULA, FL 33873-5715
Document Number	0025003141
Instrument Date	May 25, 2023
Instrument	202325003141
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 LINGER LN, SUN CITY CENTER, FL 33573-6259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4341 SEVEN CANYONS DR, KISSIMMEE, FL 34746-2329

Mortgage

Document Number	0025003142
Date	May 26, 2023
Instrument	202325003142

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Jun 24, 2021
Property Address	434 TERRELL RD, WAUCHULA, FL 33873-5715
Document Number	0025003562
Instrument Date	Jun 21, 2021
Instrument	202125003562
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1267, WAUCHULA, FL 33873-1267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 TERRELL RD, WAUCHULA, FL 33873-5715

Mortgage

Document Number	0025003563
Date	Jun 24, 2021
Instrument	202125003563

Lender

Name	AMERICAS MORTGAGE PROFESSIONALS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	434 TERRELL RD, WAUCHULA, FL 33873-5715
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 TERRELL RD, WAUCHULA, FL 33873-5715

Mortgage

Document Number	202125002179
Date	Apr 15, 2021
Instrument	202125002179

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,974.00 (+11.6%) Homeowner's exemption	$375,400 (+30.99%) Land $77,870 Building $297,530	$375,400 (+30.99%) Land $77,870 Building $297,530
2024	$4,457.00 (+15.89%)	$286,594 (+13.36%) Land $17,690 Building $268,904	$286,594 (+13.36%) Land $17,690 Building $268,904
2023	$3,846.00 (+12.85%)	$252,809 (+23.23%) Land $17,690 Building $235,119	$252,809 (+23.23%) Land $17,690 Building $235,119
2022	$3,408.00	$205,160 Land $12,200 Building $192,960	$205,160 Land $12,200 Building $192,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100

May also be available: T-Mobile, Xfinity.

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