431 Terrell Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 431 Terrell Rd, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,608 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2021)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0534-25-0000-05170-0000`

Property Details

APN / Parcel Number

Primary APN	`0534-25-0000-05170-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1981
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Driveway	Driveway
Driveway Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	2,276 sqft
Utility Building	80 sqft
Pole Barn	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	431 TERRELL RD
City	WAUCHULA
State	FL
Zip	33873-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-R
Legal Description	1.00 AC COM SE COR OF NE1/4 OF SE1/4 OF NW1/4 THENCE N 00 01 11 E ALONG E LINE OF SAID NE1/4 OF SE1/4 OF NW1/4 500.25 FT FOR POB THENCE S 89 54 11 W & // WITH N LINE OF SAID NE1/4 OF SE1/4 OF NW1/4 272.25 FT THENCE N 00 01 11 E & // WITH SAID E LINE
Legal Range	25E
Legal Township	34S
Legal Section	05
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	1
Census Block	1014
Census Tract	970302

Owner

Source: Hardee County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage NTFN INC
Feb 3, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF WAUCHULA
Sep 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 10, 2020	Correction Deed, Transfer ATTORNEY ONLY
Sep 10, 2020	Correction Deed, Transfer ATTORNEY ONLY
Sep 10, 2020	Correction Deed, Transfer ATTORNEY ONLY
Sep 10, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	20212345
Prior Transfer Date	Oct 26, 2004
Prior Transfer Doc	0000008472
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Apr 23, 2021
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025002345
Instrument Date	Apr 23, 2021
Instrument	202125002345
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 TERRELL RD, 431, WAUCHULA, FL 33873-8736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 TERRELL RD, WAUCHULA, FL 33873-8736

Mortgage

Document Number	0025002346
Date	Apr 23, 2021
Instrument	202125002346

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Feb 3, 2021
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025000544
Instrument Date	Feb 2, 2021
Instrument	202125000544
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 TERRELL RD, 431, WAUCHULA, FL 33873-8736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 PENNSYLVANIA AVE, WAUCHULA, FL 33873-2541

Mortgage

Document Number	0025000545
Date	Feb 3, 2021
Instrument	202125000545

Lender

Name	FIRST NATIONAL BANK OF WAUCHULA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 4, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 10, 2020
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025004395
Instrument Date	Sep 9, 2020
Instrument	25004395
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W SUMMIT ST WAUCHULA FL 338733151, WAUCHULA, FL 33873-3151

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 10, 2020
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025004407
Instrument Date	Sep 9, 2020
Instrument	25004407
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W SUMMIT ST WAUCHULA FL 338733151, WAUCHULA, FL 33873-3151

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 10, 2020
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025004408
Instrument Date	Sep 9, 2020
Instrument	25004408
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W SUMMIT ST WAUCHULA FL 338733151, WAUCHULA, FL 33873-3151

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 10, 2020
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025004406
Instrument Date	Sep 9, 2020
Instrument	25004406
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W SUMMIT ST WAUCHULA FL 338733151, WAUCHULA, FL 33873-3151

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HARDEE FL
Recording Date	Sep 10, 2020
Property Address	431 TERRELL RD, WAUCHULA, FL 33873-8736
Document Number	0025004409
Instrument Date	Sep 9, 2020
Instrument	25004409
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 W SUMMIT ST WAUCHULA FL 338733151, WAUCHULA, FL 33873-3151

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00 (+1.5%) Homeowner's exemption	$124,772 (+2.9%)	$163,893 (+6.95%) Land $34,000 Building $129,893
2024	$1,602.00 (+2.76%) Homeowner's exemption	$121,256 (+3%)	$153,247 (+8.16%) Land $29,000 Building $124,247
2023	$1,559.00 (+4.07%) Homeowner's exemption	$117,724 (+3%)	$141,689 (+23.97%) Land $29,000 Building $112,689
2022	$1,498.00 Homeowner's exemption	$114,295 Land $20,000 Building $94,295	$114,295 Land $20,000 Building $94,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100

May also be available: T-Mobile, Xfinity.

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