420 Spring St, Albemarle, NC 28001 Property Records

Stanly County property record for 420 Spring St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Mar 2026)
Tax Bill	$1,126 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`654801455511`

Property Details

APN / Parcel Number

Primary APN	`654801455511`
Alternative APNs	`1554351` `14086` `4853`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Finished Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	160 ft deep x 64 ft wide
Garage Area	171 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1554351
Street Address	420 SPRING ST
City	ALBEMARLE
State	NC
Zip	28001-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8A
Legal Description	HSE 420 SPRING ST 654810071
Legal Subdivision	OAKDALE
Legal Lot Number	PT 188
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	3
Census Block	3057
Census Tract	931204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pee Dee Avenue Historic District listed 1998 · 88 contributing resources · NRIS 97001612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

420 Spring St is owned by two individuals who bought it in March 2026.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	694 LAKE HEAD RD, NORWOOD, NC 28128-7612
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Oct 18, 2007 · Amount on File
Deed Document Number	2026485821
Deed Book / Page	1911 / 1287
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	420 SPRING ST, ALBEMARLE, NC 28001-4254
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443759
Date	Feb 22, 2022
Book Page	1776/86
Instrument	443759

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 420 Spring St was $1,126.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,126.00	$100,541 (-) Land $14,832 Building $85,709	$100,541 (-) Land $14,832 Building $85,709
2025	$1,126.00	$100,541 Land $14,832 Building $85,709	$100,541 Land $14,832 Building $85,709
2023	$6.00 Additional exemption filed	$77,480 (-) Land $8,899 Building $68,581	$77,480 (-) Land $8,899 Building $68,581
2022	$6.00 Additional exemption filed	$77,480 Land $8,899 Building $68,581	$77,480 Land $8,899 Building $68,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20