434 Snapper Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 434 Snapper Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,611 sqft · built 1981
Lot Size0.243 acres (10,604 sqft)
Owner2 Individual Names on Record
Tax Bill$1,000 (2025)
Deeds & MortgagesMay 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-589-7320-7

Property Details

APN / Parcel Number

Primary APNC56-000-589-7320-7
Alternative APNs
  • 00-2S-22-0720-0005-0020
  • 22S200072000050020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,611 sqft Living Area
Gross Area3,036 sqft
1st Floor Area1,611 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,604 sqft (0.243 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area600 sqft
PorchOpen/Unfinished Porch
Porch Area391 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address434 SNAPPER DR
CityDESTIN
StateFL
Zip32541-2214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTWOOD 9TH ADD LOT 2 BLK 5
Legal SubdivisionEASTWOOD 9TH ADD
Legal Block5
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2023
Census Tract23306

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address434 SNAPPER DR, DESTIN, FL 32541-2214
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 4, 2022
Transfer Doc0036200716
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMay 4, 2022
Property Address434 SNAPPER DR, DESTIN, FL 32541-2214
Document Number0036200716
Book / Page3620 / 716
Map ReferenceMB 5 PG 133
Instrument DateMay 4, 2022
Instrument3547612
Transaction TypeTransfer
Record UpdatedMay 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address434 SNAPPER DR, 434, DESTIN, FL 32541-2214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address434 SNAPPER DR, DESTIN, FL 32541-2214

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,000.00 (-15.97%) Homeowner's exemption Senior Citizen's exemption$146,505 (+5.99%)$370,883 (+3.68%) Land $145,583 Building $225,300
2023$1,190.00 (+3.12%) Homeowner's exemption$138,229 (+3%)$357,703 (+7.74%) Land $132,096 Building $225,607
2022$1,154.00 Homeowner's exemption$134,203$332,001 Land $120,087 Building $211,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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