Okaloosa County property record for 431 Snapper Dr, Destin, FL 32541 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,946 sqft · built 2001 |
| Lot Size | 0.244 acres (10,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,700 (Mar 2001) |
| Tax Bill | $1,935 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7316-5 |
| Primary APN | C56-000-589-7316-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 878 sqft |
| Upper Floors Area | 1,068 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,621 sqft (0.244 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 431 SNAPPER DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTWOOD 9TH ADD LOT 14 BLK 4 |
| Legal Subdivision | EASTWOOD 9TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-7316-5
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 431 SNAPPER DR, DESTIN, FL 32541-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2001 · Amount on Record |
| Deed Sale | Mar 16, 2001 · Amount on Record |
| Prior Sale | May 09, 2000 · Amount on Record |
| Deed Document Number | 20011826961 |
| Deed Book / Page | 2285 / 4071 |
| Last Transfer Date | Sep 13, 2016 |
| Transfer Doc | 0032670794 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 431 SNAPPER DR, DESTIN, FL 32541-2213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035323146 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 3532/3146 |
| Instrument | 3438438 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,935.00 (+6.26%) Homeowner's exemption | $202,466 (+5.99%) | $430,878 (+2.99%) Land $145,583 Building $285,295 |
| 2023 | $1,821.00 (+2.82%) Homeowner's exemption | $191,029 (+3%) | $418,354 (+7.57%) Land $132,096 Building $286,258 |
| 2022 | $1,771.00 Homeowner's exemption | $185,465 | $388,917 Land $120,087 Building $268,830 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured 60 under condo master policies |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 337 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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