428 Smith St, Suffolk, VA 23434 Property Records

Suffolk City property record for 428 Smith St, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,011 sqft · built 1754
Lot Size	0.239 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Jul 2021)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Sale & Mortgage + 2 more
APN	`34G17(A)*294`

Property Details

APN / Parcel Number

Primary APN	`34G17(A)*294`
Alternative APN	`352367000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,011 sqft Living Area

Exterior

Year Built	Built 1754
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Galvanized Metal
Lot Area	10,454 sqft (0.239 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	352367000
Street Address	428 SMITH ST
City	SUFFOLK
State	VA
Zip	23434-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES MEDIUM DENSITY
Legal Description	L 294 428 SMITH ST
Legal Subdivision	DOWNTOWN RESIDENCE BASE
Legal Lot Number	294
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2018
Census Tract	65302

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10349 WARWICK BLVD # A, A, NEWPORT NEWS, VA 23601-3702
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit LIMA ONE CAPITAL LLC
Jul 29, 2021	Warranty Deed, Transfer · Commercial Mortgage RICHMOND REHAB FUNDING LLC
May 25, 2018	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 24, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	210013586
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	428 SMITH ST, SUFFOLK, VA 23434-5330
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220015493
Date	Nov 3, 2022
Instrument	220015493

Lender

Name	LIMA ONE CAPITAL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 29, 2021
Property Address	428 SMITH ST, SUFFOLK, VA 23434-5330
Document Number	0210013586
Instrument Date	Jul 27, 2021
Instrument	210013586
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	VIRGINIA LAND TITLE LLC, VIRGINIA TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11033, NEWPORT NEWS, VA 23601-9033
Investor	Possibly a Property Investor

Mortgage

Document Number	0210013587
Date	Jul 29, 2021
Instrument	210013587

Lender

Name	RICHMOND REHAB FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 25, 2018
Property Address	428 SMITH ST, SUFFOLK, VA 23434-5330
Document Number	0180005402
Instrument Date	May 22, 2018
Instrument	180005402
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 ROBINSON WAY, WINDSOR, VA 23487-9439

January 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 24, 2018
Property Address	428 SMITH ST, SUFFOLK, VA 23434-5330
Document Number	0180000739
Instrument Date	Dec 15, 2017
Instrument	180000739
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 TIDEWATER DR, NORFOLK, VA 23504-3328

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$79,800 (+1.66%) Land $49,700 Building $30,100
2025	$2,258.00 (+38.27%)	$79,800 (+1.66%) Land $49,700 Building $30,100	$78,500 (+4.95%) Land $49,700 Building $28,800
2024	$1,633.00 (+100.37%)	$78,500 (+4.95%) Land $49,700 Building $28,800
2023	$815.00	$74,800 Land $47,400 Building $27,400	$74,800 Land $47,400 Building $27,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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