Grady County property record for 434 Smith Rd, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,262 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00690-064-001 |
| Primary APN | 00690-064-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Heated Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 64 sqft |
| Pole Barn | 1,012 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5582 |
|---|---|
| Old Parcel Number | 00690064001 |
| Street Address | 434 SMITH RD |
| City | CAIRO |
| State | GA |
| Zip | 39828-7400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LL 104 DIST 18 |
| Legal Subdivision | AC: 5800.00 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950501 |
Source: Grady County records · APN 00690-064-001
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 434 SMITH RD, CAIRO, GA 39828-7400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage ENVISION CREDIT UNION |
| Nov 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVISON CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 1997 |
| Deed Sale | Aug 20, 1997 |
| Deed Document Number | 0000417241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 434 SMITH RD, CAIRO, GA 39828-7400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 434 SMITH RD, CAIRO, GA 39828-7400 |
| Document Number | 0000000893/0000000583 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 0000000893/0000000583 |
| Name | ENVISION CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 434 SMITH RD, CAIRO, GA 39828-7400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 434 SMITH RD, CAIRO, GA 39828-7400 |
| Document Number | 0000000875/0000000717 |
|---|---|
| Date | Nov 03, 2020 |
| Book Page | 0000000875/0000000717 |
| Name | ENVISON CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
Source: Grady County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,262.00 (-20.58%) Homeowner's exemption | $67,600 (+25.96%) Land $3,111 Building $64,489 | $169,001 (+25.97%) Land $7,778 Building $161,223 |
| 2024 | $1,589.00 (+40.25%) Homeowner's exemption | $53,666 (+38.29%) Land $3,111 Building $50,555 | $134,165 (+38.29%) Land $7,778 Building $126,387 |
| 2023 | $1,133.00 (+6.38%) Homeowner's exemption | $38,808 (-) Land $2,320 Building $36,488 | $97,020 (-) Land $5,800 Building $91,220 |
| 2022 | $1,065.00 Homeowner's exemption | $38,808 Land $2,320 Building $36,488 | $97,020 Land $5,800 Building $91,220 |
Source: FEMA National Flood Hazard Layer, Grady County (13131C), updated September 28, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131319505011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 15 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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